Just to echo a lot of what was already said:
- very sorry for your loss
- If @aronchi can help you, excellent. While he’s post-booster
- You can login to VCFS and get the payoff for both Volvos through the website. If you end up calling, another question to ask is whether your husband applied Multiple Security Deposits (MSDs) - if so you should get those refunded after the car is sold/returned
- You can also get quotes from the car buying services, as-if you have title in your hand, just to see what they are worth on open market (takes a few minutes).
- Once you know how much equity you have, if any, you can decide (I trust Mike, but he also doesn’t know how your husband structured those deals).
You can also contact your Volvo dealers to see if they can buy your leases without a trade (probably not - they were restricted to only buy-out leases on trade, but worth asking).
Before you unload both vehicles, please consider if you still need 1 car, and if so wait to return the one with little/no equity. It’s a terrible terrible market to be car shopping, please don’t hand that over and then decide you need something “cheaper” - only to discover nothing is cheaper.
I’m glad you felt like you could post this question and trust strangers to help you sort this out. A lot of good people here who won’t take advantage and point you in the right direction.
Best wishes as you sort all of this out.