Tried helping a friend to unload a 22 MYP bought at the peak of the Teslamania ($77k OTD) into a 2024 MYP with that 0% promotion first time around and its a wash. Tesla will not let you roll much negative equity unless you cough up hard cold cash.
Proably 72 months on a 2023 model?
Can’t imagine any world where a Model Y is worth $800-900/mo to begin with
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Well, it is a $45k+ car. Don’t shoot the messenger. 
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