# How to determine if a 24 months or a 36 months lease is the better deal? **URL:** \ **Category:** Ask the Hackrs\ **Tags:** wa\ **Created:** [June 29, 2026, 5:10am UTC](https://forum.leasehackr.com/t/how-to-determine-if-a-24-months-or-a-36-months-lease-is-the-better-deal/769582 "2026-06-29T05:10:11Z")\ **Posts on this page:** 8\ **Page:** 1
**Author:** ![NLU](https://leasehackr.b-cdn.net/letter_avatar/nlu/32/5_5575768a8748004e209b776fc1b2916d.png) [@NLU](https://forum.leasehackr.com/u/NLU)\ **Post date:** [June 29, 2026, 5:10am UTC](https://forum.leasehackr.com/t/how-to-determine-if-a-24-months-or-a-36-months-lease-is-the-better-deal/769582/1 "2026-06-29T05:10:11Z")
Hi, since the numbers sometimes vary a lot for a 2 or 3 year lease: How to determine which lease duration is the better deal? Thanks for helping me with understanding this better so that I can make the right decision for my next lease. ---
**Author:** ![archiepochi](https://leasehackr.b-cdn.net/letter_avatar/archiepochi/32/5_5575768a8748004e209b776fc1b2916d.png) [@archiepochi](https://forum.leasehackr.com/u/archiepochi)\ **Post date:** [June 29, 2026, 5:26am UTC](https://forum.leasehackr.com/t/how-to-determine-if-a-24-months-or-a-36-months-lease-is-the-better-deal/769582/2 "2026-06-29T05:26:50Z")
Look on Edmunds for the residual value and money factor. If the residual and MF doesn’t change much between 24 and 36, 36 is probably a better deal. ---
**Author:** ![paranoidgarliclover](https://leasehackr.b-cdn.net/letter_avatar/paranoidgarliclover/32/5_5575768a8748004e209b776fc1b2916d.png) [@paranoidgarliclover](https://forum.leasehackr.com/u/paranoidgarliclover)\ **Post date:** [June 29, 2026, 6:28am UTC](https://forum.leasehackr.com/t/how-to-determine-if-a-24-months-or-a-36-months-lease-is-the-better-deal/769582/3 "2026-06-29T06:28:21Z")
I would also add that, if there are a lot of rebates and/or incentives, those rebates/incentives get distributed over a shorter period of time w/ 24 mos (and thus 24 mos might be a better deal, depending on the RV change btw 24 and 36 mos). ---
**Author:** ![BYGFEET](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bygfeet/32/14026_2.png) [@BYGFEET](https://forum.leasehackr.com/u/BYGFEET)\ **Post date:** [June 29, 2026, 6:31am UTC](https://forum.leasehackr.com/t/how-to-determine-if-a-24-months-or-a-36-months-lease-is-the-better-deal/769582/4 "2026-06-29T06:31:41Z")
Simple-If you ADD all the payments including DAS, Monthly and Broker Fee divide by term/months will give you THE BETTER DEAL numbers 🤙 ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [June 29, 2026, 10:14am UTC](https://forum.leasehackr.com/t/how-to-determine-if-a-24-months-or-a-36-months-lease-is-the-better-deal/769582/5 "2026-06-29T10:14:45Z")
When you create your target deal for both, based on the current lease programs as they apply to your personal situation, you will have the effective monthly payment for both situations. ---
**Author:** ![gohawks23](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/gohawks23/32/191452_2.png) [@gohawks23](https://forum.leasehackr.com/u/gohawks23)\ **Post date:** [June 29, 2026, 3:46pm UTC](https://forum.leasehackr.com/t/how-to-determine-if-a-24-months-or-a-36-months-lease-is-the-better-deal/769582/6 "2026-06-29T15:46:25Z")
Spend time learning the numbers here… > [@LH Calculator and how to use it](https://forum.leasehackr.com/t/lh-calculator-and-how-to-use-it/246415): > > One of the more common posts we see here are from people trying to utilize the [LH Calculator](https://leasehackr.com/calculator/) and struggling to get the correct numbers. More often than not, this is the result of user error, so let this be a guide on how to use the calculator and what values go where. With that said, a few starting notes. Read these 3 times before continuing: The calculator is not perfect, there are some limitations in how things are calculated. Do not expect to match an offer perfectly. There are often diffe… ---
**Author:** ![Kerob](https://leasehackr.b-cdn.net/letter_avatar/kerob/32/5_5575768a8748004e209b776fc1b2916d.png) [@Kerob](https://forum.leasehackr.com/u/Kerob)\ **Post date:** [June 29, 2026, 3:59pm UTC](https://forum.leasehackr.com/t/how-to-determine-if-a-24-months-or-a-36-months-lease-is-the-better-deal/769582/7 "2026-06-29T15:59:40Z")
You need to define “better deal” are you just talking which is the “lower payment” - that’s pretty straightforward. 36 months might have more maintenance and maybe tires, etc. Which you need to figure out what car you are getting (heavy SUVs burn tires faster), how many miles, highway/city miles. ETC ---
**Author:** ![system](https://leasehackr-assets.b-cdn.net/original/3X/f/7/f76e5433b417879e07ad6f0cee47e239c8f1cdd4.png) [@system](https://forum.leasehackr.com/u/system)\ **Post date:** [August 28, 2026, 4:00pm UTC](https://forum.leasehackr.com/t/how-to-determine-if-a-24-months-or-a-36-months-lease-is-the-better-deal/769582/8 "2026-08-28T16:00:18Z")
This topic was automatically closed 60 days after the last reply. New replies are no longer allowed.