How naive am I?

If they are harassing you by email and provided they are not too far in distance from you, send them an email with your proposed monthly payment with tax included with all inceptions rolled in. If they say yes, tell them you will come and sign and it shouldn’t be any different.
Just make the drive and check, if its different by even a dollar, tell them to fix it or you will leave and also will leave a nice online review…

I did that, and they took my keys away before they showed me the offer.

Because they were appraising your car?

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supposedly, but when I finally got to leave my car hadn’t moved.

They usually don’t drive the car. If they don’t send the deal sheet then going to the dealer will most likely be a waste of time. Have you reached out to other dealers?

You did that but what was your offer before you went in ?

Try expressway Toyota or @Leasard. He can get you a good deal on a Toyota in MA. Then do the MSDs and make it even better.

2018 Toyota Corolla LE
$159/Month with $0 DownLease For
SAVINGS OF $90/MONTH!
$15,499Buy For
1.90%Finance For
APR for 60 Months
Stock #22852. MSRP: $20,179. VIN: 2T1BURHE4JC099298. Model Code: 1852. Lease a New 2018 Toyota Corolla LE FWD for 36 mos, 12k miles per year. Does not include $650 acquisition fee, $399 documentation fee, $5 title prep & $135 registration fee. Sales tax not included. First payment due at signing not included. Security deposit waived. With approved Tier 1 credit with Toyota Financial. 1.9% available APR for 60 mos in lieu of rebate. 1.9% for 60 mos is $17.49 per $1,000 borrowed. Excludes tax and fees. Offer ends 07/31/2018.

Also noticed a fairly good deal on the 4runner at Expressway

2018 Toyota 4Runner SR5 4x4
$349/Month with $0 DownLease For
SAVINGS OF $130/MONTH!
$31,599Buy For
$5,510Save
Off MSRP
Stock #20179. MSRP: $37,109. VIN: JTEBU5JR1J5488009. Model Code: 8664. Lease a New 2018 Toyota 4Runner SR5 4×4 V6 for 36 mos, 12k miles per year. Does not include $650 acquisition fee, $399 documentation fee, $5 title prep & $135 registration fee. Sales tax not included. First payment due at signing not included. Security deposit waived. With approved Tier 1 credit with Toyota Financial. Excludes tax and fees. Offer ends 07/31/2018.

She is already having a hard time with advertised deal she is working on. These will only confuse her even more bud.

The only useful advice is Leasard, the rest - like Mani said. And what’s up with a 4Runner when OP wants a $100/mo lease?

Is that realistic? Effective on a Corolla is closer to 200

Most likely not, but not a suggested 4Runner for sure.

i would suggest doing some research on the shared deals and market forums to see what kind of leases people are getting on the car and you have a idea how much of a discount and rebates you can get.

then i wouldn’t set foot in a dealership until you agree on a price and terms. I would contact as many dealerships in your area that has the car you want and get quotes.

this is time consuming but you will save the most money at the end.

other option is go through a broker.

if you do want to go to the dealership, i would go through the costco program.

the dealership will have a costco specialist, and they will treat you with better customer service since you get to rate them through costco after the transaction.

Im not sure about rest of the country but here in FL, its not. They are above $200 and surprisingly the Camry is a better deal over all for a couple 10s more.

It looks like a screaming deal. If I plug it into the leasehackr calculator, this is what I get (I added the $750 college grad rebate to the down payment for a total of $1,750 down. I had to set the money factor to 0.00001 to get this):

Let’s say you reduce the down by $750 to $1,000 (like you thought the ad implied), as you lose the college grad rebate and finance an extra $750 instead, the payment increases to $90/mo and the drive-off to $2,219.

I believe your tax rate in MA is 6.25%, and I’m guessing your license fees are $200- payment goes to $96/mo and drive-off to $2,558.

I wouldn’t put any money down, especially when the money factor is 0.00001, so let’s say you put down $0 and finance the $650 acquisition fee, the payment goes to $169 and the estimated drive-off to $878.

What Boch did was get a big discount on a 2 year lease by having you put down $1000 and a $750 rebate (that you won’t get), as well as the $650 acquisition fee and a huge $479 documentation fee… It has a bigger impact on a 2 year lease than a 3 year lease because all your money down is being divided over 24 months instead of the usual 36, knocking the payment down more per month.

I would be curious what the money factor and residual is for 3 years to see what that payment comes out to with the same selling price (the selling price shouldn’t change, but good luck dealing with Boch on that).

I wonder what one of those Buick Encore 2 year leases would look like with a $878 (or thereabouts) drive-off.

27% off a Toyota Corolla? Gimme a break. Bait and switch.

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I can’t see any dealer getting away with that legally when it’s in writing like that. Those STK#s are Corolla stock numbers. You should be able to search for them or find them in their Corolla listings.

@max_g - the 27% is $5,925, an extremely large discount. And the MF looks like 0.00001. An amazing combination of incentives. Maybe Toyota is offering a lot of money to get off the 2018 Corollas. Maybe Boch is getting some serious volume bonuses (maybe a stair step program?). 30 years ago Toyota dealers would discount their way into volume bonuses with big upfront losses. If they didn’t make the volume bonus, they would lose their ass.

By the way- if you try to trade in your old car, they’re going to try and steal it. And refuse to buy anything extra in finance. They’ll gouge your eyes out. They might even try to kick you out. I’d record the conversation with your phone- seriously!

Professor Delta, is it you?

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Not me, if you’re referring to me.

No actually what Boch did, is a simple bait and switch.

I sincerely doubt ANYONE will get out the door with that deal.