# How much has your car insurance changed since you last checked? (lease/finance) **URL:** \ **Category:** Insurance\ **Tags:** insurance\ **Created:** [August 29, 2022, 8:09am UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297 "2022-08-29T08:09:20Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![anon21430667](https://leasehackr.b-cdn.net/letter_avatar/anon21430667/32/5_5575768a8748004e209b776fc1b2916d.png) [@anon21430667](https://forum.leasehackr.com/u/anon21430667)\ **Post date:** [August 29, 2022, 8:09am UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/1 "2022-08-29T08:09:20Z")
Just curious how much car insurance has changed for most people since the car supply shortage/covid/electronic shortage/inflation/something else ---
**Author:** ![HersheySweet](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/hersheysweet/32/201247_2.png) [@HersheySweet](https://forum.leasehackr.com/u/HersheySweet)\ **Post date:** [August 29, 2022, 8:37am UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/2 "2022-08-29T08:37:22Z")
My insurance has gone down over the last 2 years 😁 I have no loyalty to a carrier, I get pricing quotes every few months to see if we can eek out a bit more savings among the better mainline carriers, we are currently with Erie and their CS is good - friends have had good efforts during claims, and their coverage is good with great pricing. they only serve a small geographic area but other than that, they’ve been great. ---
**Author:** ![anon21430667](https://leasehackr.b-cdn.net/letter_avatar/anon21430667/32/5_5575768a8748004e209b776fc1b2916d.png) [@anon21430667](https://forum.leasehackr.com/u/anon21430667)\ **Post date:** [August 29, 2022, 10:54am UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/3 "2022-08-29T10:54:14Z")
Thats awesome! When I had the elantra lease I was doing $320 for 6 month term (100/300/100, 1k), so Im curious once I get the bmw how much Ill be seeing lol. ---
**Author:** ![AP919](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ap919/32/28802_2.png) [@AP919](https://forum.leasehackr.com/u/AP919)\ **Post date:** [August 29, 2022, 12:15pm UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/4 "2022-08-29T12:15:18Z")
But do you think that could also be because of you getting a little bit older too/being licensed for a few more years? ---
**Author:** ![Laker](https://leasehackr.b-cdn.net/letter_avatar/laker/32/5_5575768a8748004e209b776fc1b2916d.png) [@Laker](https://forum.leasehackr.com/u/Laker)\ **Post date:** [August 29, 2022, 12:35pm UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/5 "2022-08-29T12:35:26Z")
Just renewed my 4xe 6 month and it went from $63 to $90 a month. Shopped 3-4 different places and they were all higher so lost motivation to keep on pulling free quotes. ---
**Author:** ![HersheySweet](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/hersheysweet/32/201247_2.png) [@HersheySweet](https://forum.leasehackr.com/u/HersheySweet)\ **Post date:** [August 29, 2022, 1:30pm UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/6 "2022-08-29T13:30:29Z")
If we were to quantify every single one of those things - we could be here all day. But yes, time does indeed progress, and I end up driving even more expensive and dumb vehichles. ---
**Author:** ![anon65069371](https://leasehackr.b-cdn.net/letter_avatar/anon65069371/32/5_5575768a8748004e209b776fc1b2916d.png) [@anon65069371](https://forum.leasehackr.com/u/anon65069371)\ **Post date:** [August 29, 2022, 1:37pm UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/7 "2022-08-29T13:37:42Z")
50-60 every car 4xe/392/z06/Supra/s2k Evo was $100 and a hellcat I’m getting quoted 100+ 😳 Oh this is GEICO 29years old ---
**Author:** ![Bumboola](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bumboola/32/217759_2.png) [@Bumboola](https://forum.leasehackr.com/u/Bumboola)\ **Post date:** [August 29, 2022, 1:46pm UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/8 "2022-08-29T13:46:33Z")
I’m paying about $150/mo for my TRX. Note this is in MI, one of the (if not the) most expensive insurance states. My LT1 was $120 till the wheels got stolen, now it’s $137 My 4xe’s were about $100. 24 years old ---
**Author:** ![Gearhead](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/gearhead/32/22582_2.png) [@Gearhead](https://forum.leasehackr.com/u/Gearhead)\ **Post date:** [August 29, 2022, 3:31pm UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/9 "2022-08-29T15:31:27Z")
I got lucky. $400 for max coverage in MI for my 2x 4xe and 392 with Progressive. Down to 1x 4xe and 392 and I’m at $1100 now for 6 months with AAA. MI is the most I’ve ever paid for insurance, though moving my 392 to CA plates/insurance would be more which is interesting. The other big major agencies quoted me $1500-2000 for 6 months in MI. ---
**Author:** ![Msncarson](https://leasehackr.b-cdn.net/letter_avatar/msncarson/32/5_5575768a8748004e209b776fc1b2916d.png) [@Msncarson](https://forum.leasehackr.com/u/Msncarson)\ **Post date:** [August 29, 2022, 3:33pm UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/10 "2022-08-29T15:33:41Z")
Don’t have any information about changes, but have some general cost data. This is with an umbrella policy so the costs are expected to be higher, I believe. Also with the highest coverage. 92k MSRP TRX is $160 \< makes sense 44k MSRP Frontier $156 \< wtf? 79k MSRP X5 45e $129 \< also wtf? Can anyone explain why the frontier is so much and the BMW is the cheapest out of the 3? ---
**Author:** ![anon21430667](https://leasehackr.b-cdn.net/letter_avatar/anon21430667/32/5_5575768a8748004e209b776fc1b2916d.png) [@anon21430667](https://forum.leasehackr.com/u/anon21430667)\ **Post date:** [August 29, 2022, 3:39pm UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/11 "2022-08-29T15:39:01Z")
vehicle manufacturer/model’s accident history is a factor. i’m going to guess x5 have been less in accidents compared to frontier historically or something. ---
**Author:** ![Harry657ha](https://leasehackr.b-cdn.net/letter_avatar/harry657ha/32/5_5575768a8748004e209b776fc1b2916d.png) [@Harry657ha](https://forum.leasehackr.com/u/Harry657ha)\ **Post date:** [August 29, 2022, 3:39pm UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/12 "2022-08-29T15:39:59Z")
What state you live in? Might be time to pack my bags 🙂 ---
**Author:** ![wam22](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/wam22/32/117390_2.png) [@wam22](https://forum.leasehackr.com/u/wam22)\ **Post date:** [August 29, 2022, 4:05pm UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/13 "2022-08-29T16:05:29Z")
> [@AP919](#): > > But do you think that could also be because of you getting a little bit older too/being licensed for a few more years? My insurance has increased every renewal period as I have gotten older and I got married in that timeframe too. No accidents, no tickets on record, no big claims (1 windshield), always paid my premium on time. Makes no sense to me and every 6 months-12 months I am changing carriers. Just this June, Progressive bumped my 6 month premium from $1200 to $2100. ---
**Author:** ![anon65069371](https://leasehackr.b-cdn.net/letter_avatar/anon65069371/32/5_5575768a8748004e209b776fc1b2916d.png) [@anon65069371](https://forum.leasehackr.com/u/anon65069371)\ **Post date:** [August 29, 2022, 4:36pm UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/14 "2022-08-29T16:36:05Z")
CALIFORNIA 😂 ---
**Author:** ![skotty4](https://leasehackr.b-cdn.net/letter_avatar/skotty4/32/5_5575768a8748004e209b776fc1b2916d.png) [@skotty4](https://forum.leasehackr.com/u/skotty4)\ **Post date:** [August 29, 2022, 4:36pm UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/15 "2022-08-29T16:36:47Z")
Progressive has, for years, been the cheapest for me. Two fender benders over the past 5 years rate never went up. And i’m in Michigan. The small accident and large accident forgiveness is a nice perk. _Ensures your rate won’t increase if you cause an accident, regardless of the amount, if you’ve been with us for five years continuously and been free from violations/claims for up to the last 5 years._ ---
**Author:** ![Kinetics14](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/kinetics14/32/1499_2.png) [@Kinetics14](https://forum.leasehackr.com/u/Kinetics14)\ **Post date:** [August 29, 2022, 7:57pm UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/16 "2022-08-29T19:57:04Z")
I had Geico for 8+ years, no tickets, no accidents, my recent 6 month premium went up $300. I switched to the Costco affiliated “connect”. Their insurance, with higher coverage, was the same price as I was paying before Geico raised my premiums. I am in California. ---
**Author:** ![GOAT](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/goat/32/213310_2.png) [@GOAT](https://forum.leasehackr.com/u/GOAT)\ **Post date:** [August 29, 2022, 8:11pm UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/17 "2022-08-29T20:11:16Z")
Im paying ~$200/mo whether it’d be a TRX or a Impreza. Policy has me (20) and parents (50s) (100/300/100) limits, NYC area. ---
**Author:** ![BYGFEET](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bygfeet/32/14026_2.png) [@BYGFEET](https://forum.leasehackr.com/u/BYGFEET)\ **Post date:** [August 29, 2022, 11:04pm UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/18 "2022-08-29T23:04:34Z")
I go through COSTCO-CONNECT by AMFM, cheapest so far for 2022 Tesla Y and 2022 Wrangler 4Xe $610 for 6mo with 100/300/100 limits and $250/$500 deductibles Only the Tesla was $427 ---
**Author:** ![Lucas\_Tanaka](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/lucas_tanaka/32/257186_2.png) [@Lucas\_Tanaka](https://forum.leasehackr.com/u/Lucas_Tanaka)\ **Post date:** [August 30, 2022, 12:00am UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/19 "2022-08-30T00:00:49Z")
Been at Geico for ~8 years. $1019 every 6 months for my Lightning + 2011 Camry (679/340 ish split) in Los Angeles. I shop around every 6 months or so but haven’t found someone that has beat my Geico pricing. I’m flipping the Lightning so once they pick it up and I pick something else up I’ll shop around again. ---
**Author:** ![HJS22](https://leasehackr.b-cdn.net/letter_avatar/hjs22/32/5_5575768a8748004e209b776fc1b2916d.png) [@HJS22](https://forum.leasehackr.com/u/HJS22)\ **Post date:** [August 30, 2022, 12:20am UTC](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297/20 "2022-08-30T00:20:27Z")
I’m in NY, I recommend checking Travelers I’ve had them for years, 12 month policies so no increases every 6 months and very minimal increases. We have multiple policies in different states they’ve beat everyone. [Next page](https://forum.leasehackr.com/t/how-much-has-your-car-insurance-changed-since-you-last-checked-lease-finance/430297.md?page=2)