# How do these numbers look M5 Competition **URL:** \ **Category:** Ask the Hackrs\ **Tags:** nj, ny, bmw, ct\ **Created:** [July 1, 2022, 10:21pm UTC](https://forum.leasehackr.com/t/how-do-these-numbers-look-m5-competition/423589 "2022-07-01T22:21:11Z")\ **Posts on this page:** 1\ **Showing post:** 14
**Author:** ![z0lt3c](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/z0lt3c/32/240006_2.png) [@z0lt3c](https://forum.leasehackr.com/u/z0lt3c)\ **Post date:** [July 2, 2022, 4:30pm UTC](https://forum.leasehackr.com/t/how-do-these-numbers-look-m5-competition/423589/14 "2022-07-02T16:30:31Z")
> [@mikeset](#): > > BMW select program is a balloon loan I was referring to a non-captive balloon loan. The BMW select program terms are garbage. See: > [@Better Than a Lease? A Non-captive Balloon Loan Primer](https://forum.leasehackr.com/t/better-than-a-lease-a-balloon-loan-primer/415297): > > The purpose of this wiki is to consolidate noncaptive balloon loan guidance and help the community better understand this alternative financing option. Anybody, with proper trust levels, can edit this wiki and contribute additional content. Why Consider a Non-captive Balloon Loan A traditional balloon loan combines features of a lease, such as low payments based on a residual value, with features of a loan, such as direct ownership. This type of financing is sometimes offered by captive lender… > [@mikeset](#): > > Have not looked into the MS Plaid, are they being sold and sticker and not impossible to find? 31 Model S Plaid available in-stock at MSRP right now. [https://waitingfortesla.com/inventory/us/ms](https://waitingfortesla.com/inventory/us/ms) --- _[View the full topic](https://forum.leasehackr.com/t/how-do-these-numbers-look-m5-competition/423589)._