what is Mercedes base mf?
isn’t it this?
24 mo. | 35 mo. | 0.00275 MF | 6.6% |
---|---|---|---|
36 mo. | 47 mo. | 0.00275 MF | 6.6% |
48 mo. | 59 mo. | 0.00275 MF | 6.6% |
60 mo. | 60 mo. | 0.00275 MF | 6.6% |
you think I can gift the sales person with 500-1000 usd to give me a lower mf?
how much do yall think the dealer pay for each car sold in raw value to the sales person?
you giving that mf your self on a lease on a car like this?
because I checked the lease hacker calculator
the mf you said
with 6.25 Texas tax monthly is $1,294
while with a tax credit of 1.5% tax, it will be $1,236 monthly it seems
lease hacker score, either way, stays at 5.1 years, meaning the tax credit that I know you can’t give to out-of-state won’t be a big deal if we can work out a deal where I get the exact car I want with that low mf.
I’m NOT telling you to get a different car
But…do you see nothing wrong with paying 1300 a month for 36 months which is roughly 46k for a 70k car
I spend almost that much on food eating out every day by myself, so honestly no.
as long as it’s exactly what I want to get and it pleases my wife.
1300 x 12 = 15k vs 1550x12= 18.6k
Also, I did go the financing route with Derek while he is a kind and informative salesperson, sadly he doesn’t have a single car that has exactly what I want such as premium paint of Manufaktur grey/white, or AMG Night package and the monthly would be even bigger and switching cars out in 3 years would have more hassle cus I would have to sell it then buy a new one.
For me, if I can get MF down, that is 3k saving per year is enough 15k vs 18.6k.
I know people here want amazing deals and sure I do too, but I’m an understanding person who knows sometimes I have to make compromises to get EXACTLY what I want.
Unlike most other people here, I’m locked out of the EV gravy train because the infrastructure just doesn’t exist where I currently live, so no EQS/EQE deal for me.
what MF are you getting now?
The sales person has no say over your mf
The dealer currently said .00455, I did ask if he can lower it to a base mf of .00275 because they aren’t giving any other incentives, will wait to hear back.
Where is the car you are getting located?
park palace dealership Dallas, they have a car that is price-wise and options-wise very close to what I want only difference is the black interior vs brown/beige that I want.
They have 2 coming that are interiors that I want but sold already, from what iv gathered no dealer in Texas has any gle350 ordered that has Manufaktur paint/amg night with brown/beige interior. They all ordered black interiors for some god-awful reason so my current option is to custom order as the 1-2 they ordered differently people buy asap.
Are you Tier 1? Did they run your credit or you told them your score?
Bro at that price why don’t you lease an X7 or something nicer. At that MF it makes no sense to lease this vehicle from them. You are better off buying it and selling after 3 years, for a much lower total cost.
He don’t like nothing else .
You trade it and get a tax credit. Lowers the cost of your next car.
Also gives you the flexibility to pick and choose the timing of your next car. People who had leases expire in 2022 and even now were mostly fucked.
if I buy it should I go for 72 months?
My dad is 820+, I’m 750ish+, I used to be 800+ but I messed it up a few years ago slowly building it up, but like if I sign up for Amex plat or something I instantly get approved.
Have them run it. You might not be tier 1
Shop for rates and see who offers the best rates for what term
any places you recommend I look at for a car loan?
See what Bank of America is offering . Discount on rate if your a member
well bank of America is offering me 0% interest for 12 month if i use my credit card limit as a loan, but i don’t want to do that honestly, do they honestly give the lowest rate? what about capital one/chase?