# Have we hit peak Federal interest rates? **URL:** \ **Category:** Off-Ramp\ **Created:** [October 13, 2022, 12:41am UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636 "2022-10-13T00:41:39Z")\ **Posts on this page:** 20\ **Page:** 26
**Author:** ![Nic3456](https://leasehackr.b-cdn.net/letter_avatar/nic3456/32/5_5575768a8748004e209b776fc1b2916d.png) [@Nic3456](https://forum.leasehackr.com/u/Nic3456)\ **Post date:** [March 19, 2023, 10:10pm UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/508 "2023-03-19T22:10:52Z")
Surely (hopefully!) this is a joke haha ---
**Author:** ![vinny](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/vinny/32/235910_2.png) [@vinny](https://forum.leasehackr.com/u/vinny)\ **Post date:** [March 20, 2023, 1:09am UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/509 "2023-03-20T01:09:59Z")
Nobody talking about the fact UBS took over CS for almost 10 cents on the dollar. ---
**Author:** ![coolmann](https://leasehackr.b-cdn.net/letter_avatar/coolmann/32/5_5575768a8748004e209b776fc1b2916d.png) [@coolmann](https://forum.leasehackr.com/u/coolmann)\ **Post date:** [March 20, 2023, 1:12am UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/510 "2023-03-20T01:12:57Z")
And now Bank of Japan? Oh boy… ---
**Author:** ![Jrouleau426](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jrouleau426/32/195763_2.png) [@Jrouleau426](https://forum.leasehackr.com/u/Jrouleau426)\ **Post date:** [March 20, 2023, 3:43am UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/511 "2023-03-20T03:43:16Z")
They did a little better. 40 on the $1 but still terrible for any shareholders. I wouldn’t be holding any banks right now, even though buffet is going value shopping apparently. ---
**Author:** ![vinny](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/vinny/32/235910_2.png) [@vinny](https://forum.leasehackr.com/u/vinny)\ **Post date:** [March 20, 2023, 4:18pm UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/512 "2023-03-20T16:18:58Z")
FRC looking like a $0 unless they get bought for a CS deal. ---
**Author:** ![Jrouleau426](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jrouleau426/32/195763_2.png) [@Jrouleau426](https://forum.leasehackr.com/u/Jrouleau426)\ **Post date:** [March 20, 2023, 4:33pm UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/513 "2023-03-20T16:33:58Z")
I didn’t hold that garbage. I just had a good feeling they were all gonna pop off last Monday’s lows! I didn’t sell at the top but it was still a good swing trade! ---
**Author:** ![mohammadm5](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mohammadm5/32/151572_2.png) [@mohammadm5](https://forum.leasehackr.com/u/mohammadm5)\ **Post date:** [March 21, 2023, 12:26am UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/514 "2023-03-21T00:26:33Z")
![image](https://leasehackr-assets.b-cdn.net/original/3X/f/1/f14d2ccbdb372ec6f0769b7004ac5d06bf757d96.jpeg) ![image](https://leasehackr-assets.b-cdn.net/original/3X/c/3/c3a2fcaa28604f3d22f052afcb4548ba908e3b41.jpeg) ---
**Author:** ![Jrouleau426](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jrouleau426/32/195763_2.png) [@Jrouleau426](https://forum.leasehackr.com/u/Jrouleau426)\ **Post date:** [March 21, 2023, 12:45am UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/515 "2023-03-21T00:45:53Z")
Aka I bought at the top of the tech bubble. Again… ---
**Author:** ![Dfg](https://leasehackr.b-cdn.net/letter_avatar/dfg/32/5_5575768a8748004e209b776fc1b2916d.png) [@Dfg](https://forum.leasehackr.com/u/Dfg)\ **Post date:** [March 21, 2023, 3:37am UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/516 "2023-03-21T03:37:44Z")
How did those FRC and CS calls you were recommending work out? ---
**Author:** ![vinny](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/vinny/32/235910_2.png) [@vinny](https://forum.leasehackr.com/u/vinny)\ **Post date:** [March 21, 2023, 11:37am UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/517 "2023-03-21T11:37:41Z")
FRC was a 10x didn’t buy any CS ---
**Author:** ![mohammadm5](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mohammadm5/32/151572_2.png) [@mohammadm5](https://forum.leasehackr.com/u/mohammadm5)\ **Post date:** [March 22, 2023, 8:36pm UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/518 "2023-03-22T20:36:06Z")
> **[Fed hikes rates by a quarter percentage point, indicates increases are near...](https://www.cnbc.com/2023/03/22/fed-rate-hike-decision-march-2023.html)** > > The Federal Reserve on Wednesday released its decision on interest rates following a two-day meeting. ---
**Author:** ![M3WC](https://leasehackr.b-cdn.net/letter_avatar/m3wc/32/5_5575768a8748004e209b776fc1b2916d.png) [@M3WC](https://forum.leasehackr.com/u/M3WC)\ **Post date:** [March 22, 2023, 8:50pm UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/519 "2023-03-22T20:50:37Z")
So rate increases are nearing end, fed balance sheet on sharp incline, bank bailouts. 2%…sure right. > “The Committee anticipates that some additional policy firming may be appropriate in order to attain a stance of monetary policy that is sufficiently restrictive to return inflation to 2 percent over time.“ ---
**Author:** ![anique](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/anique/32/195260_2.png) [@anique](https://forum.leasehackr.com/u/anique)\ **Post date:** [April 24, 2023, 8:32pm UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/520 "2023-04-24T20:32:40Z")
Off-ramping this off-ramp topic. but WTH is a mileage tax? [https://twitter.com/RichardPBailey\_/status/1643696981616001024?s=20](https://twitter.com/RichardPBailey_/status/1643696981616001024?s=20) ---
**Author:** ![trism](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/trism/32/26973_2.png) [@trism](https://forum.leasehackr.com/u/trism)\ **Post date:** [April 24, 2023, 9:23pm UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/521 "2023-04-24T21:23:01Z")
> [@anique](#): > > but WTH is a mileage tax? It’s an additional tax that would be levied on every mile of driving, which would be in addition to the highest gas tax\*\* in the US, the most burdensome regulations for the petroleum industry (which is just more gas tax, only indirectly), the cap and trade program (another indirect gas tax), the ridiculous vehicle license fees (which they still want to double), etc. Newsome also just created a new bureaucracy to punish oil companies for “excess profits,” but of course the additional costs will be passed to consumers, so it’s another indirect gas tax. \*\* California and municipalities also charge sales tax on gas, which is calculated after the gas tax is added in, so you’re paying sales tax on gas tax. And the last gas tax increase that was passed by the CA legislature included automatic future tax increases tied to an inflation index, so they don’t even have to vote on gas tax increases anymore, they just happen by operation of law. I also read yesterday that there’s a proposal to split utility bills into two sections: one that’s determined by usage, and the other is to be based on income (which is also already heavily taxed). ---
**Author:** ![IAC](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/iac/32/149215_2.png) [@IAC](https://forum.leasehackr.com/u/IAC)\ **Post date:** [April 24, 2023, 9:36pm UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/522 "2023-04-24T21:36:05Z")
Theft. ![Episode 19 Gold GIF by The Simpsons](https://leasehackr-assets.b-cdn.net/original/3X/1/3/13f0d66f6c6b494a233a7fac35430595dafba19a.webp) ---
**Author:** ![anique](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/anique/32/195260_2.png) [@anique](https://forum.leasehackr.com/u/anique)\ **Post date:** [April 24, 2023, 11:50pm UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/523 "2023-04-24T23:50:58Z")
> [@trism](#): > > I also read yesterday that there’s a proposal to split utility bills into two sections: one that’s determined by usage, and the other is to be based on income (which is also already heavily taxed). Yeah we discussed that in this thread: > [@Was This Finally “Peak Insanity” in Used Vehicle Prices? And all other crystal ball questions](https://forum.leasehackr.com/t/was-this-finally-peak-insanity-in-used-vehicle-prices-and-all-other-crystal-ball-questions/373643/6168): > > Here in San Diego the electric company is sort of screwing people who invested in solar panels. > Last month, they introduced the NEM 3.0 which decreased how much money the solar owners would earn for the excess electricity they push onto the grid. > > [What is NEM 3.0 and How Will it Impact California Solar Owners? | Solar.com](https://www.solar.com/learn/nem-3-0-proposal-and-impacts-for-california-homeowners/) > > Now the SDGE has introduced a new proposal for an income-based flat fee to maintain the infrastructure plus an extra fee for any energy usage. Most solar owners fall under the high-earner household limit and would be paying a $128 flat fee + any usage fee. All the while, the company is punishing high-income owners and disincentivizing reduced consumption since the consumption rate is halved. > So much for investing $20k in solar only to have your bills increased from pre-solar days. 🤣 > > [https://www.10news.com/news/local-news/sdg-e-proposal-would-see-income-based-fee-appear-on-power-bills](https://www.10news.com/news/local-news/sdg-e-proposal-would-see-income-based-fee-appear-on-power-bills) ---
**Author:** ![mohammadm5](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mohammadm5/32/151572_2.png) [@mohammadm5](https://forum.leasehackr.com/u/mohammadm5)\ **Post date:** [July 26, 2023, 8:03pm UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/524 "2023-07-26T20:03:52Z")
we going up up up the highest rate since 2001 inflation is hurting all of us ![image](https://leasehackr-assets.b-cdn.net/original/3X/f/9/f95a3d743088b77690902f027555abd9f8eb1ede.jpeg) ---
**Author:** ![anon65069371](https://leasehackr.b-cdn.net/letter_avatar/anon65069371/32/5_5575768a8748004e209b776fc1b2916d.png) [@anon65069371](https://forum.leasehackr.com/u/anon65069371)\ **Post date:** [July 27, 2023, 1:02am UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/525 "2023-07-27T01:02:04Z")
I see you licked the cardboard too 🤣 ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [July 27, 2023, 1:21pm UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/526 "2023-07-27T13:21:31Z")
Must be nice to eat two Big Macs for lunch ---
**Author:** ![Dfg](https://leasehackr.b-cdn.net/letter_avatar/dfg/32/5_5575768a8748004e209b776fc1b2916d.png) [@Dfg](https://forum.leasehackr.com/u/Dfg)\ **Post date:** [July 27, 2023, 2:16pm UTC](https://forum.leasehackr.com/t/have-we-hit-peak-federal-interest-rates/434636/527 "2023-07-27T14:16:48Z")
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