Before you sign anything, I would contact @Jrouleau426 on this forum. He is a broker who specializes in Toyota leases , particularly trucks. His name is Jim and text him at 215-359-6836.
I would also sell my vehicle to the highest bidder between carvana , vroom , car max , autogo lenders , rather than trading it in.
I can’t comment on this not knowing the details of the trade etc.
Message me if you want a back up quote. I can price the trade separate from the new truck so you know what each should cost. It’s rare I can’t beat a Florida quote even with you paying to ship the new truck.
Yep, Jim is da man - SE Toyota manages pricing like a cartel for all dealers in the state - plus the high dealer fees in FL! Jim gets you NE deal. I am from S FL, bought a Tundra with Jim back in the good old days of 2020 and saved a bunch - at the time I decided to fly wife and son to PA and drive the car back home, best road trip in years
Multiple security deposits. It helps lower the money factor. I believe toyota allows 9 so 9 x monthly payment. Should reduce the mf to .00152 You get it back at the end.