i got that card last Sept for the 500 rebate when opening and the dealer had no clue and messed it up and i lost the rebate, but they gave me 250 worth of points for signing up i have been using the card and made enough points to make a few lease payments more than 500 cap. The new card offers less points and does away with the 100 statement credit for electric or gas. I see this new card as a downgrade