# Ghibli S Deal- Please Review **URL:** \ **Category:** Ask the Hackrs\ **Created:** [August 12, 2018, 8:39pm UTC](https://forum.leasehackr.com/t/ghibli-s-deal-please-review/58637 "2018-08-12T20:39:39Z")\ **Posts on this page:** 10\ **Page:** 1
**Author:** ![playwright1](https://leasehackr.b-cdn.net/letter_avatar/playwright1/32/5_5575768a8748004e209b776fc1b2916d.png) [@playwright1](https://forum.leasehackr.com/u/playwright1)\ **Post date:** [August 12, 2018, 8:39pm UTC](https://forum.leasehackr.com/t/ghibli-s-deal-please-review/58637/1 "2018-08-12T20:39:39Z")
Hoping to get some input on this deal. MSRP 87545 SP: 76228 (includes 1400 of rolled payments) RV 57% MF .0001 Down including drives: 3K Payment inc tax: 794 When I use the calculator it gives me the roughly the same payment using only 1600 roughly in drives. I’m not sure how he’s getting to it with 3000 down. ![image](https://leasehackr-assets.b-cdn.net/original/2X/2/28642346002c01074ec470671402b75f07a70084.jpeg) Looking for some quality feedback ---
**Author:** ![anon98469396](https://leasehackr.b-cdn.net/letter_avatar/anon98469396/32/5_5575768a8748004e209b776fc1b2916d.png) [@anon98469396](https://forum.leasehackr.com/u/anon98469396)\ **Post date:** [August 12, 2018, 10:10pm UTC](https://forum.leasehackr.com/t/ghibli-s-deal-please-review/58637/2 "2018-08-12T22:10:10Z")
The only advice I can offer is to not put anything down for cap cost reduction. From the leasing guide on the main page: 1. Never Put A Down Payment On A Lease There are two good reasons for this: If your car is ever totaled or stolen, you can always walk away from a lease without penalty (thanks to GAP insurance). However, you won’t always get your down payment back—so don’t pay one to begin with. A down payment obscures the cost of the lease and makes it more difficult to compare deals. Any car can be leased for $199 per month if there’s a sufficient down payment. Instead, we recommend placing a security deposit, which lowers the money factor and could save you thousands in finance charges. Brands that offer a multiple security deposit program include Audi, BMW, Infiniti, Lexus, Mercedes-Benz, and Toyota. ---
**Author:** ![playwright1](https://leasehackr.b-cdn.net/letter_avatar/playwright1/32/5_5575768a8748004e209b776fc1b2916d.png) [@playwright1](https://forum.leasehackr.com/u/playwright1)\ **Post date:** [August 12, 2018, 10:20pm UTC](https://forum.leasehackr.com/t/ghibli-s-deal-please-review/58637/3 "2018-08-12T22:20:59Z")
Good feedback. Thoughts on these terms other than the down? ---
**Author:** ![anon98469396](https://leasehackr.b-cdn.net/letter_avatar/anon98469396/32/5_5575768a8748004e209b776fc1b2916d.png) [@anon98469396](https://forum.leasehackr.com/u/anon98469396)\ **Post date:** [August 12, 2018, 10:41pm UTC](https://forum.leasehackr.com/t/ghibli-s-deal-please-review/58637/4 "2018-08-12T22:41:36Z")
Here are a few recent Ghibli leases: > [@LEASED 2018 Maserati Ghibli S](https://forum.leasehackr.com/t/leased-2018-maserati-ghibli-s/41789): > > UPDATED FIGURES DUE TO RECEIVING A CHECK TODAY FOR $400 FROM MASERATI FOR OVERPAYMENT OF TAX. Orlando Ferrari Maserati payed off the remaining four lease payments for my Volvo. That was $1,740 2018 Maserati Ghibli S \*\*MSRP $82,750 \*\*Selling Price: $68,507 \*\*Monthly Payment: $719.94 including Tax \*\*Down Payment: $2330.33 (1st payment, some Tax, Tag, Title, Fees, and $405 Cap Cost Reduction) So they got $405 back out of paying my $1,740 Volvo lease off. I can live with that. \*\*… > [@2018 Maserati Ghibli S](https://forum.leasehackr.com/t/2018-maserati-ghibli-s/40918): > > I have a refundable deposit on this deal. I want to lease an Alfa Stelvio Ti from this same dealer at the same time, and they cannot negotiate that one until April 17 due to the recall. So they asked for $1,000 to hold the Maserati. However the other part of this deal is the Maserati. He offered me the below figures to take just the Maserati, so I wanted to see what you guys think in case the Alfa doesn’t pan out…to see if I should take the Maserati at the below terms. They will buyout my c… > [@Great Lease 2018 Maserati Ghibli SQ4](https://forum.leasehackr.com/t/great-lease-2018-maserati-ghibli-sq4/33983): > > Hi all. I have been looking around on the forum for a couple of days. All the threads about Maserati were from last year, so I think it would be a good idea to know what is going on right now. My local dealer in Boston offers me 855 plus tax, 0 down for a 2018 Ghibli SQ4, 36 months, 10000 miles per year. The other option would be 659/month with 6500 down. MSRP: $82,500 - Net Cap Cost: $73,376 - Residual: 55% I think the price is a little bit too high compared to other deals in the forum. Is it… Take a look at those and see what you think. I don’t have a lot of information on Ghiblis other than a lot of people usually get more than 13% off, so I think you have room for negotiation there. The MF is great and the residual is, of course, not negotiable. Hopefully some of the Ghibli experts will jump in here. ---
**Author:** ![playwright1](https://leasehackr.b-cdn.net/letter_avatar/playwright1/32/5_5575768a8748004e209b776fc1b2916d.png) [@playwright1](https://forum.leasehackr.com/u/playwright1)\ **Post date:** [August 12, 2018, 10:53pm UTC](https://forum.leasehackr.com/t/ghibli-s-deal-please-review/58637/5 "2018-08-12T22:53:24Z")
Very helpful. Any other experienced hackers would be appreciated! ---
**Author:** ![Qbrozen](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/qbrozen/32/40846_2.png) [@Qbrozen](https://forum.leasehackr.com/u/Qbrozen)\ **Post date:** [August 13, 2018, 10:46am UTC](https://forum.leasehackr.com/t/ghibli-s-deal-please-review/58637/6 "2018-08-13T10:46:30Z")
What are all the fees broken out? I only see DMV on that sheet. Dealer obviously has $1815 in fees if $1185 of your $3k is CCR. What about first month? Is that part of the $1815? Sheet also shows 76815 as sales price, which is 600 more than you stated. And what is “tx accessory” that adds yet another 600? ---
**Author:** ![playwright1](https://leasehackr.b-cdn.net/letter_avatar/playwright1/32/5_5575768a8748004e209b776fc1b2916d.png) [@playwright1](https://forum.leasehackr.com/u/playwright1)\ **Post date:** [August 13, 2018, 1:28pm UTC](https://forum.leasehackr.com/t/ghibli-s-deal-please-review/58637/7 "2018-08-13T13:28:25Z")
TX asscecory is some nonsense interior guard they do on all their cars according to the dealer. He said that is already added on all calls. The 3000 is roughly 1600 in drives and he said the rest is cap reduction to get the payment under 800. ---
**Author:** ![mbchest](https://leasehackr.b-cdn.net/letter_avatar/mbchest/32/5_5575768a8748004e209b776fc1b2916d.png) [@mbchest](https://forum.leasehackr.com/u/mbchest)\ **Post date:** [August 13, 2018, 2:10pm UTC](https://forum.leasehackr.com/t/ghibli-s-deal-please-review/58637/8 "2018-08-13T14:10:51Z")
> [@playwright1](#): > > TX asscecory is some nonsense interior guard they do on all their cars according to the dealer. He said that is already added on all calls. Of course they said that. Doesn’t mean you have to pay for it. ---
**Author:** ![Qbrozen](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/qbrozen/32/40846_2.png) [@Qbrozen](https://forum.leasehackr.com/u/Qbrozen)\ **Post date:** [August 13, 2018, 2:44pm UTC](https://forum.leasehackr.com/t/ghibli-s-deal-please-review/58637/9 "2018-08-13T14:44:38Z")
Like I said, the paperwork shows $1185 cap reduction, so he isn’t being truthful about “$1600 in fees,” and you should certainly want to know what those fees are because that is A LOT! And then there is the selling proce discrepancy I mentioned. You aren’t getting a full and clear picture from this dealer. And no way in hell should you pay $600 for them to spray a can of scotchguard on the seats. Honestly, as soon as someone mentions “we can’t take that off because we already added it to the car,” I walk. ---
**Author:** ![delta737h](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/delta737h/32/11316_2.png) [@delta737h](https://forum.leasehackr.com/u/delta737h)\ **Post date:** [August 13, 2018, 2:46pm UTC](https://forum.leasehackr.com/t/ghibli-s-deal-please-review/58637/10 "2018-08-13T14:46:58Z")
I agree that you shouldn’t put any cash down (i.e., cap reduction) for the above reasons stated. Furthermore, your money factor is 0.00010 which equates to an interest rate of about 0.24%. That’s very cheap money. Surely, you can put your $1,185 to much better use than sinking it into a depreciating asset. I’d like to see a breakdown of the $3,000 drive off fees. I’m guessing it includes the $1,185 cap reduction, acquisition fee, stated gov. fees, dealer doc. fee, 1st month’s payment. Not sure if you can do better on the selling price. What “rolled in” payments are you talking about? Are they payments from a previous lease? If so, is there a pull ahead program for which you are eligible? The 598 Tx Accessory sounds like BS.