Update! I was told Monday 08/02 that I could return my car to the dealership, sign the odometer statement and get the name of the person I left the keys with, without any any early termination fees. Tuesday 08/03, I dropped off the car at dealership, signed paperwork and took note of the associates’ name. Wednesday 08/04, I called VCFS to let them know I dropped the car off and gave them the name of the associate. I had to be transferred three times for them to fully entertain me because it seemed unusual to them that I am being allowed to end my lease 6 months early. Thursday 08/05, I log into my VCFS account and there is no trace that I ever leased a 2019 Volvo XC40 from them. Seems sus but as long as they don’t come sending me any bills in the mail, I think I’m in the clear! I bet they’re gonna make so much money reselling that car… It was a great car in great condition!
