# Friend spent $6K in F&I

**URL:** <https://forum.leasehackr.com/t/friend-spent-6k-in-f-i/475037>\
**Category:** Buy/Finance\
**Tags:** ca-socal\
**Created:** [June 8, 2023, 9:41pm UTC](https://forum.leasehackr.com/t/friend-spent-6k-in-f-i/475037 "2023-06-08T21:41:40Z")\
**Posts on this page:** 1\
**Showing post:** 2

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**Author:** ![jeisensc](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jeisensc/32/224821_2.png) [@jeisensc](https://forum.leasehackr.com/u/jeisensc)\
**Post date:** [June 8, 2023, 9:46pm UTC](https://forum.leasehackr.com/t/friend-spent-6k-in-f-i/475037/2 "2023-06-08T21:46:13Z")

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> [@manku](#):
>
> Friend just bought a new GLC300.
> 
> At closing, decided to buy a bunch of warranty/service plans…apparently they are refundable at any time on a pro-rated basis because they are Mercedes plans.
> 
> Question: Should he keep them?

If your friend was worried about this or willing to take advice, they would be posting here.

And maybe they’d search and find

> [@Don't be a dummy like me in the F&I department](https://forum.leasehackr.com/t/dont-be-a-dummy-like-me-in-the-f-i-department/216486/):
>
> TLDR; Don’t be a dummy when you get to the finance and insurance department. First off… thanks to everyone that posts here for your knowledge. I was a first-time leaser and even though I read many posts here, I still got run over when I got to the F&I guy. I am putting this here as a cautionary tale, but also would like some advice on the best way to proceed. I had read many things here on LeaseHackr about how to evaluate deals, but unfortunately, not enough on what to do once I got in the F&I…

It’s pretty easy to call a couple dealers to see how much those services cost and do the math. The consensus on MB prepaid maintenance seems to be “pass”.

The rest is probably the same, but your friend bought a lot of “peace of mind”.

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