FORD OPTIONS TRANSFER: 22 Mustang Mach-E GT $911/mo for 19 mos, ~26k mi. Options: Refi @ 1.4%, Buy Out, or Return

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Year, Make, Model, and Trim: 2022 Ford Mustang Mach-E GT
Location: Southeast Michigan (North of Detroit)

MSRP: $66,410.00
Monthly payment (pre-tax): $911.44
Effective monthly payment (if incentive is provided): $911.44

Current mileage: 16,027
Maturity mileage: 42,009
Effective miles per month: 1,367 (as of 9/12/24)
Maturity date: 5/12/2026

MSD due (if any): n/a
Cash due (if any): n/a
Incentive for new lessee (if any): The ability to transfer a used car loan at 1.4% APR for qualified buyers, or a short-term lease.

Financial institution: Ford Motor Credit
Transfer fee: $135
Out-of-state transfer allowed (yes/no): yes

Vehicle condition (accidents, tire wear, etc.), options, and other details: This 2022 Ford Mustang Mach-E GT is in excellent condition and well maintained by the original owner in Greater Detroit, Michigan. Purchased new in April 2022, it has a clean history with no accidents and only minor signs of use. This vehicle has been super reliable and a joy to drive. The only reason for selling is the need for a larger vehicle in the future.

PRICE:
This vehicle has buying options!

  1. Take Over the 1.4% APR Ford Options Loan - $911.44/mo, 19 payments remaining as of 9/12/24
  2. Buy Vehicle Outright - ~$42.5k as of 9/12/24

FORD OPTIONS FINANCING DETAILS:
Ford Options allows for transfers to a new owner at the original terms. Here’s how it works - take over the loan and pay the monthly payment through April 2026. The owner will have the following options before May 12, 2026:

  1. Pay Off the Vehicle - Pay the remaining balance ($25,899.90).
  2. Refinance the Vehicle - Refinance the remaining balance for up to 36 months at the current APR of 1.4%.
  3. Return the Vehicle - Coordinate with Ford Motor Credit to return the vehicle, which will require a $475 Disposal Fee, $0.25/mile for any mileage driven above the allowed 42,009, and payment for any damages assessed at that time.

KEY FEATURES:

  • Manufactured: March 2022
  • Software: Fully updated with BlueCruise 1.3, active subscription through April 21, 2025.
  • Service History: Serviced at 10,000 miles by a local Ford dealer, including tire rotation and full inspection (no issues found). All recall work completed (documentation provided).
  • Battery Care: Regularly charged to 90% per manual guidance, with only a few instances of charging to 100% to preserve battery health.
  • Windshield: Replaced last year by a Ford-certified technician and calibrated to factory specs.
  • Garage Kept: Stored in a garage and rarely parked overnight outside, regularly cleaned to protect against outdoor elements.
  • Features: This is one of the last models to have the hands-free liftgate feature, which is enabled and works great.

INCLUDED EXTRAS:

  • Two key fobs
  • Interior protection package (OEM, pre-installed)
  • Mobile charger (OEM)
  • Ford-supplied Tesla NACS adapter (OEM)
  • Unused carpet floor mats (OEM)
  • Wheel locks (dealer installed)
  • Rear cargo net (after-market)
  • Seat back protectors (after-market)
  • Fitted front windshield sunshade (after-market)

THE TRANSFER PROCESS:

  • Ford Motor Credit will send credit application and contractual terms (need buyer’s name and email).
  • Once approved, pay the $135 transfer fee.
  • Ford Motor Credit will expedite the title transfer to state.
  • Buyer will need to register vehicle with state and pay applicable taxes/fees.

Please DM me if you have any questions or if I inadvertently left anything out of this listing.

Photos:

What was the original deal?

What do you mean?

The Ford Options Plan was the original deal. I’ve confirmed with Ford Motor Credit that a qualified buyer can take over the current Ford Options plan from me and assume all current terms. So, this could be treated as a lease, or as an opportunity to extend financing at 1.4% for another 36 months after the initial term expires in May 2026. There are options.

I was wondering what your dealer discounts and incentives were. There are 23 demos for sub 350 right now from brokers here. You are going to need to incentivize this heavily for this site.

If you haven’t already done so, you may want to consider posting this on SAL (swapalease) to get more eyes on this. At this price point and depending on how fast you want to get rid of the car, you will need to be a little creative.

Good luck.

Thanks for the advice!

I have it listed on a few other sites already, but not SAL. I’m not in a rush to get out of this vehicle, but that may change as I get closer to May 2026. In the meantime, I’ve provided this information for someone to make an informed offer if interested.