Hi community! Complete newbie here, as I’ve never owned or leased a car. I’m coming to this from someone who used to think of buying before I realized monthly payments are a big deal for the next three years. Originally thought cars like an Accord or a Civic would be nice but learned on the forum th…

I wouldn’t necessarily prioritize certain features, I just think you are currently casting a very wide net rather than narrowing in on a few makes/models that you can grind a deal on. Also, when you say Chicago area, are you one of the lucky ones that gets to pay sales tax + usage tax on your lease…

[image] sedan: I basically don’t believe in unicorns Keep reading on the forum, and you will believe. And then you will learn that, like w/ everything else in life, the unicorns take persistence, timing, and a bit of good luck… Thankfully, I won’t in the market again for another 5 yrs or so…

@paranoidgarliclover ok then maybe i’ll keep a sliver of hope for an unicorn. haha. i wanted to be realistic as a first timer.

Just curious, how old are you? Having never owned or leased a car before, you might not get approved for a lease. Also, insurance requirements for a lease might make your premium very expensive.

@Jon you raise a good point, although I’m almost 40 so hopefully age is not an issue :joy: edit: i lived in areas that had good public transportation so never had to think about a car before

I just assumed that you were young, but age isn’t the issue. The issue is your auto loan history/credit worthiness, which is non-existent.

Hmmm… OK. So would I run into that same issue with getting a car loan to buy a car too? I have credit history, just never for anything beyond like, paying my CC bills.

Yes, but from what I’ve heard, getting a finance loan is easier than getting a lease.

Do you have a mortgage? That would help your cause

First timer, any advice on direction of search

Ask the Hackrs

Azure March 26, 2019, 9:38pm 24

just saw this post on marketplace