# Financing Tesla **URL:** \ **Category:** Buy/Finance\ **Tags:** nj, tesla\ **Created:** [March 21, 2022, 11:29pm UTC](https://forum.leasehackr.com/t/financing-tesla/412113 "2022-03-21T23:29:30Z")\ **Posts on this page:** 10\ **Page:** 1
**Author:** ![Wakimike](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/wakimike/32/41609_2.png) [@Wakimike](https://forum.leasehackr.com/u/Wakimike)\ **Post date:** [March 21, 2022, 11:29pm UTC](https://forum.leasehackr.com/t/financing-tesla/412113/1 "2022-03-21T23:29:30Z")
Getting Tesla MYP this month. Looking for CU with low rates. Is DCU still an option for under 1.5%. Any other ideas? Thank you in advance ---
**Author:** ![TheAvia7or](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/theavia7or/32/22168_2.png) [@TheAvia7or](https://forum.leasehackr.com/u/TheAvia7or)\ **Post date:** [March 22, 2022, 1:15am UTC](https://forum.leasehackr.com/t/financing-tesla/412113/2 "2022-03-22T01:15:32Z")
DCU just went up to 1.99% ---
**Author:** ![Wakimike](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/wakimike/32/41609_2.png) [@Wakimike](https://forum.leasehackr.com/u/Wakimike)\ **Post date:** [March 22, 2022, 1:31am UTC](https://forum.leasehackr.com/t/financing-tesla/412113/3 "2022-03-22T01:31:14Z")
It says .25 discount for energy efficient and .50 discount for checking and direct deposit. I think I need Referal though. Can anyone assist ---
**Author:** ![z0lt3c](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/z0lt3c/32/240006_2.png) [@z0lt3c](https://forum.leasehackr.com/u/z0lt3c)\ **Post date:** [March 22, 2022, 1:33am UTC](https://forum.leasehackr.com/t/financing-tesla/412113/4 "2022-03-22T01:33:52Z")
Most of us have just been choosing the “family” option for eligibility and not once has DCU actually checked or confirmed a relationship with another member. ---
**Author:** ![Wakimike](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/wakimike/32/41609_2.png) [@Wakimike](https://forum.leasehackr.com/u/Wakimike)\ **Post date:** [March 22, 2022, 1:42am UTC](https://forum.leasehackr.com/t/financing-tesla/412113/5 "2022-03-22T01:42:29Z")
Good to know thank you. I just don’t want them to Rerate mid loan lol Do you really need constant direct deposit and 5 transactions a month? ---
**Author:** ![TheAvia7or](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/theavia7or/32/22168_2.png) [@TheAvia7or](https://forum.leasehackr.com/u/TheAvia7or)\ **Post date:** [March 22, 2022, 2:48am UTC](https://forum.leasehackr.com/t/financing-tesla/412113/6 "2022-03-22T02:48:19Z")
Ooh nice, good catch. I’m looking at a CPO panamera and that 0.5 discount will come in handy. ---
**Author:** ![HersheySweet](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/hersheysweet/32/201247_2.png) [@HersheySweet](https://forum.leasehackr.com/u/HersheySweet)\ **Post date:** [March 22, 2022, 3:01am UTC](https://forum.leasehackr.com/t/financing-tesla/412113/7 "2022-03-22T03:01:59Z")
1.99% is with .5 checking and deposit discount. The .25% energy efficient discount means you’d be at 2.24% without checking/direct deposit. > Published rate includes a 0.50% discount given when you maintain electronic payments and Plus or Relationship benefits on your [DCU checking account](https://www.dcu.org/bank/checking/free-checking.html#400). ---
**Author:** ![Sarafil](https://leasehackr.b-cdn.net/letter_avatar/sarafil/32/5_5575768a8748004e209b776fc1b2916d.png) [@Sarafil](https://forum.leasehackr.com/u/Sarafil)\ **Post date:** [March 22, 2022, 3:29am UTC](https://forum.leasehackr.com/t/financing-tesla/412113/8 "2022-03-22T03:29:03Z")
I just financed my off lease purchase through DCU. This is the contract language re: the 0.5% credit. ![image](https://leasehackr-assets.b-cdn.net/original/3X/9/7/977f21897f75f1b22d000f3f8de2acd134390c4a.jpeg) ---
**Author:** ![Kctham18](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/kctham18/32/239135_2.png) [@Kctham18](https://forum.leasehackr.com/u/Kctham18)\ **Post date:** [March 22, 2022, 3:46am UTC](https://forum.leasehackr.com/t/financing-tesla/412113/9 "2022-03-22T03:46:20Z")
DCU raised their rates this past Saturday. If you submitted an application before 3/19, they will honor the old rate. > [@HersheySweet](#): > > 1.99% is with .5 checking and deposit discount. The .25% energy efficient discount means you’d be at 2.24% without checking/direct deposit. 👆 is the latest. Lowest rate now with all the discounts land you at 1.74%. Still pretty decent. I think PenFed is at 1.99%. Edit: here you go > [@DCU 65-Month Auto Loan Rate Increased from 1.49% to 1.99% to 2.24% to 2.74% to 3.24% to 3.99% to 4.49% to 5.24%](https://forum.leasehackr.com/t/dcu-65-month-auto-loan-rate-increased-from-1-49-to-1-99/411893): > > When I created the thread, the rate had just increased from 1.49% to 1.99%. 4/14: Rate was 2.24% 6/1: Rate is now 2.74% [interim increases] 11/1: Rate is now 5.24% ---
**Author:** ![HersheySweet](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/hersheysweet/32/201247_2.png) [@HersheySweet](https://forum.leasehackr.com/u/HersheySweet)\ **Post date:** [March 22, 2022, 3:49am UTC](https://forum.leasehackr.com/t/financing-tesla/412113/10 "2022-03-22T03:49:15Z")
Worthy contender is NWFCU at 1.99% for up to 72 months, but they require 80% LTV for MY 22