Yeah the insurance part is crazy, I’m divorced and for whatever reason it was significantly cheaper for my son to go on the ex’s insurance. I bet the insurance on a new car or late model car would be as much as the payment. I went the 20 year old car route, he’s driving a 2003 Lexus ES300. Nothing wrong with old if you find the right car, lots of older Lexus out there that have been taken car of. I don’t see the point in getting a teenager a newer/nice car, they’ll probably just crash it anyway or ding it up. He’s got a nice car with leather/sunroof and upgraded the radio to touch screen with CarPlay etc, he’s happy and I paid cash for it.
