Evaluate my (yet-to-be-signed) BMW i7 Deal

Have you considered shopping out of state?

I have never done it, but I am open to it. Typically, I see the best deals posted by in-state dealers and brokers (I am in California).

Pre-incentive discount is 11.15% off MSRP for a 2026 model. However, all Bay Area dealers mark up the MF and that is non-negotiable.

There’s not much around period. It looks like you’re looking to get a pretty base car based on the MSRP?

Yes. I just want Premium Package, DAPP, and Massaging Seats.

What will that accomplish? This car was only hackable in September with loyalty/ corp.

What’s the difference between giving money to the dealer vs giving money to the bank? The bank is ripping you off even when the dealer is being “fair” which is such a nebulous term in car negotiations.

You’d have a cow if the dealer wanted $9,000 more than a LH deal but you don’t bat an eyelid at the bank taking that $9,000.

Yeah, there’s pretty much nothing around with just those options. I personally would not be looking at an i7 without loyalty or corporate. The deal just won’t be that good, as noted.