Dont listen to the naysayers, they are clueless. It is 100 percent legal. If you are not a named insured on any other auto policy, make sure he lists you as a named insured rather than a permissive user. The leases prohibit an attempt to legally assign the vehicle to another. This is not the case here. If this was prohibited by the lease contract your spouse would not be allowed to drive a car you leased. Dont listen to the internet lawyers.
Are you in the same city / state? It can cause the insurance company to deny the claim because of ‘fake garage address’ if you are far away.
There’s a thread here somewhere where the guy insured his daughter and she went to another state with the car and crashed it and the insurance company repaid the insurance FEE and denied the claim.
Sikes pretty harsh tone their bud. While you are mostly right, the OP is not a spouse or child living at same address. Difference lease agreements have different terms but mostly what I have seen is that if OP can be added on insurance informing insurance that he is at a different address, there should be no harm then. I know in FL at least Geico was allowing a second address to be added for a relative but things may have changed now.
The tone is there because the same user has given this fake legal advice in other threads. The contract prohibits legal assignment and makes no provision excluding children or spouse. My point is, this is not an assignment and he can legally drive the car. Assuming arguendo that the lease agreement expressly prohibits allowing his nephew from driving the car, who cares. As long as its properly insured the bank has suffered no damages as a result of the breach.
A simple search for a bmw lease should be easy to find. However, as I pointed out its completely irrelevant. This only requires the the insurance carrier agree to the terms.
Again, bmws terms prohibiting subletting is irrelevant - if they infact exist. So you breach their contract term. What can they do about it nothing. Its 100 percent legal to breach a contract. Do you think they are checking? If they find out after the car is totaled it doesnt matter at that point. They have no damages.
Again, there is not a god damn thing they can do to enforce that. Unless they are following you around…do you think they do that? Does anyone get written consent before they allow their girl/boyfriend, kids, drive the car? Please. It also prohibits tints or any mods, lol.
Yes and pay the penalties for breach of contract. Doesn’t matter if they are checking. Best option for OP is to check with insurance and now in this case also BMWFS