Does the MF automatically change with MSDs (Mercedes)?

Ask the Hackrs
1

Hello,
I’ve been trying to work on getting a 2017 Mercedes C or E Class loaner and had a few questions on the MF after putting down MSDs:

  • If I put down 10 MSDs will the dealer/finance dept automatically adjust the MF or if that’s something you have to ensure that it happens?
  • Is there any documentation that it is supposed to be adjusted and by a certain rate (MBFS site,https://www.mbfs.com/mbfsr/en/leaseFinance/lfFirstClassLease.do, just says: “you’ll reduce your monthly lease payments”)
  • And last question, is the adjusted MF at the dealers discretion also?

Thanks in advance!

2

No, the sales / finance will typically attempt to lower it only a certain amount and pocket the backend profit. Always makes sure to sue the lease cauclator.

3

There is no record of the money factor stated on your lease agreement nor with MBFS, it is all dealer discretion

4

Thanks @coolryans! I thought as much, i’ll add it to my checklist.