# Does the 1% of msrp price rule apply to all makes when leasing? **URL:** \ **Category:** Ask the Hackrs\ **Tags:** pa\ **Created:** [June 14, 2025, 4:34am UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363 "2025-06-14T04:34:54Z")\ **Posts on this page:** 20\ **Page:** 3
**Author:** ![SteveB25](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/steveb25/32/93607_2.png) [@SteveB25](https://forum.leasehackr.com/u/SteveB25)\ **Post date:** [June 16, 2025, 2:58pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/41 "2025-06-16T14:58:07Z")
You need to take a step back and start reading articles here. Focus on how leases are calculated, how to use the calculator, etc. > **[EDITORIAL | Leasehackr](https://leasehackr.com/blog?category=Leasing%20101)** > > Collection of expert knowledge on car leasing. ---
**Author:** ![BimmerCarDeals](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bimmercardeals/32/253178_2.png) [@BimmerCarDeals](https://forum.leasehackr.com/u/BimmerCarDeals)\ **Post date:** [June 16, 2025, 3:32pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/42 "2025-06-16T15:32:07Z")
What a car is selling for is not what a dealership has paid, nor what it ultimately sells for in the end. My point was to not use KBB value as a metric. ---
**Author:** ![valek.jw](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/valek.jw/32/109883_2.png) [@valek.jw](https://forum.leasehackr.com/u/valek.jw)\ **Post date:** [June 16, 2025, 8:41pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/43 "2025-06-16T20:41:03Z")
Carvana, Carmax, Autonation…those are places you should request a buyout price for your vehicle. KBB isn’t writing checks, the above places are. Hence, their buyout prices are going to be more accurate for true market value of your trade. Why are you getting out of this lease so early? You’re going to loose your a$$ on this car no matter what you do. ![Vaseline Hml407 GIF by truTV’s Hack My Life](https://leasehackr-assets.b-cdn.net/original/3X/7/3/73092137997778767cd949628ece929999b9359b.webp) ---
**Author:** ![Ursus](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ursus/32/4944_2.png) [@Ursus](https://forum.leasehackr.com/u/Ursus)\ **Post date:** [June 16, 2025, 9:19pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/44 "2025-06-16T21:19:21Z")
![8c95d0b6-acdb-4f1a-9565-ccdaea45c3b5_text](https://leasehackr-assets.b-cdn.net/original/3X/4/7/47c84673e994dae8e8d7b73d5e9eecf5047b92aa.gif) ![77d563d0-fca1-477a-bd05-c9ab90376af6_text](https://leasehackr-assets.b-cdn.net/original/3X/c/b/cb8f23dfb2daa725d5b23e85518d6a5a45db9fbd.gif) ---
**Author:** ![Carsareforme](https://leasehackr.b-cdn.net/letter_avatar/carsareforme/32/5_5575768a8748004e209b776fc1b2916d.png) [@Carsareforme](https://forum.leasehackr.com/u/Carsareforme)\ **Post date:** [June 16, 2025, 9:20pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/45 "2025-06-16T21:20:45Z")
Good question. I feel I overpaid and made an impulse purchase on the car I want to trade in. This time I want to be knowledgeable and informed about lease pricing. I’ve leased 5 cars previously but they were all in the 40-50k range. So with wanting to lease a 65k-68k luxury car now, I don’t want to over pay. ---
**Author:** ![valek.jw](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/valek.jw/32/109883_2.png) [@valek.jw](https://forum.leasehackr.com/u/valek.jw)\ **Post date:** [June 16, 2025, 9:33pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/46 "2025-06-16T21:33:17Z")
Trading your current lease early is not a way to rectify what you feel is a bad deal on your current car. As I’ve said, getting out of this lease early is going to COST you more than what you will “save” on just about any new vehicle lease. As long as you can afford what you’ve got, you probably better hang onto it. The good thing, it’s a lease. When your lease matures, you can go to the dealer, throw the keys at them and start fresh. (assuming you stay within your milage limits and no excess wear and tear) For curiosity, what is this mystery car you currently have that you are dying to get out of? ---
**Author:** ![Carsareforme](https://leasehackr.b-cdn.net/letter_avatar/carsareforme/32/5_5575768a8748004e209b776fc1b2916d.png) [@Carsareforme](https://forum.leasehackr.com/u/Carsareforme)\ **Post date:** [June 16, 2025, 10:02pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/47 "2025-06-16T22:02:16Z")
It’s a 2025 mazda SUV of the highest trim level. Is the buyout price of my car going to decrease a year from now? Or is someone’s only option to pay residual value at the end of the 3 year lease? ---
**Author:** ![anique](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/anique/32/195260_2.png) [@anique](https://forum.leasehackr.com/u/anique)\ **Post date:** [June 16, 2025, 10:20pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/48 "2025-06-16T22:20:19Z")
> [@Carsareforme](#): > > It’s a 2025 mazda SUV of the highest trim level. Start from here: > [@List of places to sell or value your car online](https://forum.leasehackr.com/t/list-of-places-to-sell-or-value-your-car-online/396451): > > For the quickest results: Copy your VIN to your clipboard and just paste it into each site. Quicker than plate lookup. Enter “I own the vehicle” where applicable — you don’t need to get into the details of your lease payoff or loan balance until you’ve eventually chosen one entity to sell to. Use a Google Voice or some other device you can turn off at will. Otherwise your real phone will be bombarded initially. In alphabetical order: Buyer Name Direct Link Review Link AutoCo… Trading in the car does not necessarily gives you the highest value for your car. Sell your car to the highest bidder. > [@Carsareforme](#): > > my monthly lease payment with top tier credit for a 68k car with taxes and fees should be no more than $750 month. A monthly on a $68k car could range from $300 to $1k (Assuming 0 down). ---
**Author:** ![jeisensc](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jeisensc/32/224821_2.png) [@jeisensc](https://forum.leasehackr.com/u/jeisensc)\ **Post date:** [June 16, 2025, 10:25pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/49 "2025-06-16T22:25:57Z")
> [@Carsareforme](#): > > Is the buyout price of my car going to decrease a year from now? Or is someone’s only option to pay residual value at the end of the 3 year lease? Your payoff today will be more than your residual. Your payoff in a year will be less than today, and more than your residual. Your buyout at disposition will be your residual - PA is one of two states AFAIK where you don’t want to buyout your lease because you have to complete that transaction at a dealership, and pay the doc fee a second time. ---
**Author:** ![Carsareforme](https://leasehackr.b-cdn.net/letter_avatar/carsareforme/32/5_5575768a8748004e209b776fc1b2916d.png) [@Carsareforme](https://forum.leasehackr.com/u/Carsareforme)\ **Post date:** [June 16, 2025, 10:40pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/50 "2025-06-16T22:40:16Z")
Thank you for your response!! Yes I’m considering selling my mazda online to the highest bidder. It’s worth a shot if I want to get rid of it. ---
**Author:** ![Carsareforme](https://leasehackr.b-cdn.net/letter_avatar/carsareforme/32/5_5575768a8748004e209b776fc1b2916d.png) [@Carsareforme](https://forum.leasehackr.com/u/Carsareforme)\ **Post date:** [June 16, 2025, 10:40pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/51 "2025-06-16T22:40:38Z")
Good to know! Thanks! 😀 ---
**Author:** ![Spoonman](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/spoonman/32/233537_2.png) [@Spoonman](https://forum.leasehackr.com/u/Spoonman)\ **Post date:** [June 16, 2025, 11:02pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/52 "2025-06-16T23:02:35Z")
Do you actually hate the Mazda that much, or are you seeking a “better deal”? Because keeping the car you overpaid for is usually a better solution than paying extra interest on your negative equity. ---
**Author:** ![Carsareforme](https://leasehackr.b-cdn.net/letter_avatar/carsareforme/32/5_5575768a8748004e209b776fc1b2916d.png) [@Carsareforme](https://forum.leasehackr.com/u/Carsareforme)\ **Post date:** [June 16, 2025, 11:11pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/53 "2025-06-16T23:11:19Z")
Another good reason to bring up. I do not hate the mazda I have now. But I would rather pay more for the car I actually want. I guess if I’m going to lose a ton of money trying to trade it in, then I’m stuck with my mazda 🥲 ---
**Author:** ![Carsareforme](https://leasehackr.b-cdn.net/letter_avatar/carsareforme/32/5_5575768a8748004e209b776fc1b2916d.png) [@Carsareforme](https://forum.leasehackr.com/u/Carsareforme)\ **Post date:** [June 16, 2025, 11:33pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/54 "2025-06-16T23:33:21Z")
As far as dealerships telling me I have 7k or more negative equity, how is that possible??? I’m aware they’re not going to make money off my trade in bc it’s brand new and it’s leased. But it’s in perfect condition and has barely any miles on it. I don’t think the car dealerships should penalize me that much money when I’m choosing to lease a new car from them. ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [June 16, 2025, 11:38pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/55 "2025-06-16T23:38:57Z")
> [@Carsareforme](#): > > I don’t think the car dealerships should penalize me that much money when I’m choosing to lease a new car from them. You’re trying to shoot yourself in the foot financially… they’re just willing to help. ---
**Author:** ![AndreG](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/andreg/32/238000_2.png) [@AndreG](https://forum.leasehackr.com/u/AndreG)\ **Post date:** [June 16, 2025, 11:58pm UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/56 "2025-06-16T23:58:32Z")
> [@Carsareforme](#): > > Or is someone’s only option to pay residual value at the end of the 3 year lease? You can just turn it in and walk away. That’s the beauty of the lease. ---
**Author:** ![djrabbi](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/djrabbi/32/204656_2.png) [@djrabbi](https://forum.leasehackr.com/u/djrabbi)\ **Post date:** [June 17, 2025, 12:24am UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/57 "2025-06-17T00:24:54Z")
Imagine paying $1500 for a EQS with this rule lol. ---
**Author:** ![LeaserOC](https://leasehackr.b-cdn.net/letter_avatar/leaseroc/32/5_5575768a8748004e209b776fc1b2916d.png) [@LeaserOC](https://forum.leasehackr.com/u/LeaserOC)\ **Post date:** [June 17, 2025, 2:01am UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/58 "2025-06-17T02:01:13Z")
> [@Carsareforme](#): > > As far as dealerships telling me I have 7k or more negative equity, how is that possible??? Because you probably overpaid and the second you drive a car off the lot it depreciates significantly. Without knowing the terms of your existing lease 7k doesn’t sound unreasonable. ---
**Author:** ![valek.jw](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/valek.jw/32/109883_2.png) [@valek.jw](https://forum.leasehackr.com/u/valek.jw)\ **Post date:** [June 17, 2025, 3:44am UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/59 "2025-06-17T03:44:03Z")
It’s possible because you haven’t kept the car long enough to pay down on it. As many others have said and I’m about to reiterate it…you are not getting out of this car without SIGNIFICANT financial loss. The minute you drive a car off the dealer’s lot it depreciates THOUSANDS of dollars in that instant. What’s so hard to understand about that? If you want out of this “highest trim level” Mazda be prepared to buy your own Vaseline for the … let’s, just say, unpleasant experience you’re about to go through. ---
**Author:** ![Carsareforme](https://leasehackr.b-cdn.net/letter_avatar/carsareforme/32/5_5575768a8748004e209b776fc1b2916d.png) [@Carsareforme](https://forum.leasehackr.com/u/Carsareforme)\ **Post date:** [June 17, 2025, 3:55am UTC](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363/60 "2025-06-17T03:55:41Z")
I understand cars depreciating a substantial amount when you drive them off the lot. My point is, why do I have to pay 11k more? if the negative equity is accounted for then I’m essentially paying for a 72k car, at $1461/month. I don’t think a 72k car with 1k down should be $1461 a month. ![IMG_0110](https://leasehackr-assets.b-cdn.net/original/3X/f/8/f834359ff473493bb4022deccc9430eaa85650da.jpeg) [Previous page](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363.md?page=2) [Next page](https://forum.leasehackr.com/t/does-the-1-of-msrp-price-rule-apply-to-all-makes-when-leasing/685363.md?page=4)