# Do I Need Mechanical Breakdown Insurance for a Mercedes Lease?

**URL:** <https://forum.leasehackr.com/t/do-i-need-mechanical-breakdown-insurance-for-a-mercedes-lease/588543>\
**Category:** Insurance\
**Tags:** mercedes-benz\
**Created:** [August 19, 2024, 9:30pm UTC](https://forum.leasehackr.com/t/do-i-need-mechanical-breakdown-insurance-for-a-mercedes-lease/588543 "2024-08-19T21:30:59Z")\
**Posts on this page:** 6\
**Page:** 1

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**Author:** ![climb](https://leasehackr.b-cdn.net/letter_avatar/climb/32/5_5575768a8748004e209b776fc1b2916d.png) [@climb](https://forum.leasehackr.com/u/climb)\
**Post date:** [August 19, 2024, 9:30pm UTC](https://forum.leasehackr.com/t/do-i-need-mechanical-breakdown-insurance-for-a-mercedes-lease/588543/1 "2024-08-19T21:30:59Z")

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Geico’s quote automatically included this option, but I’m not sure if it’s worth it. Don’t Mercedes leases come with a warranty?

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**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\
**Post date:** [August 19, 2024, 9:41pm UTC](https://forum.leasehackr.com/t/do-i-need-mechanical-breakdown-insurance-for-a-mercedes-lease/588543/2 "2024-08-19T21:41:16Z")

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Decline it.

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**Author:** ![Zenek](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/zenek/32/204361_2.png) [@Zenek](https://forum.leasehackr.com/u/Zenek)\
**Post date:** [August 19, 2024, 9:43pm UTC](https://forum.leasehackr.com/t/do-i-need-mechanical-breakdown-insurance-for-a-mercedes-lease/588543/3 "2024-08-19T21:43:24Z")

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Even if you already signed it you can remove it at any time from Your coverage.

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**Author:** ![mhk4274](https://leasehackr.b-cdn.net/letter_avatar/mhk4274/32/5_5575768a8748004e209b776fc1b2916d.png) [@mhk4274](https://forum.leasehackr.com/u/mhk4274)\
**Post date:** [August 19, 2024, 9:56pm UTC](https://forum.leasehackr.com/t/do-i-need-mechanical-breakdown-insurance-for-a-mercedes-lease/588543/4 "2024-08-19T21:56:52Z")

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I have Geico mechanical breakdown coverage which covers after manufacture warranty. My Jaguar IPace had few issues and Geico covered the cost. Geico mechanical breakdown insurance increased by $100/yr when I bough the vehicle new. It lasts like 7 yrs or 100K miles.

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**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\
**Post date:** [August 19, 2024, 10:34pm UTC](https://forum.leasehackr.com/t/do-i-need-mechanical-breakdown-insurance-for-a-mercedes-lease/588543/5 "2024-08-19T22:34:26Z")

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That’s irrelevant for a Mercedes which will go back at lease end.

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**Author:** ![paranoidgarliclover](https://leasehackr.b-cdn.net/letter_avatar/paranoidgarliclover/32/5_5575768a8748004e209b776fc1b2916d.png) [@paranoidgarliclover](https://forum.leasehackr.com/u/paranoidgarliclover)\
**Post date:** [August 19, 2024, 10:48pm UTC](https://forum.leasehackr.com/t/do-i-need-mechanical-breakdown-insurance-for-a-mercedes-lease/588543/6 "2024-08-19T22:48:22Z")

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Just to clarify… You’re _leasing_ the car for 48 mos or less and don’t plan to drive more than 50K miles?