Thanks for all the info and advice in these forums. It definitely helped me at least understand most of the process, the numbers, and how they arrive on them.
I don’t know how well I did (I assume not well enough for most here) but I can live with it. I at first had my heart set on a Stinger GT but my mind took over and I got a better-equipped car with a nicer interior and tech, and from a better company for less money (even though the MSRP was actually higher than the Stinger).
I’m sorry I don’t have some of the numbers in front of me but the gist is:
2018 Audi A4 Quattro
Premium Plus + Navigation pack + Sport pack + 19" Wheels
36 mo/12k miles
$489 + tax
$2500 drive off
I am equally excited and scared to own this car (for the next 3 years).