I believe that language can still leave some room open for miscommunication. Why not just say I am going to do 0 down and only pay tax and fees at signing with my monthly payment being X/mo? That’ll make it super clear from your end that you will not be putting money down on the car.
You sound like me
Then many times they follow with, “so just first payment at signing then?”
And I say in some joking manner “No…I literally will not be bringing my wallet”, and then they get the picture.
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