# Deal review, have to sign today 330, 0 das, 483/month **URL:** \ **Category:** Ask the Hackrs\ **Tags:** bmw, ca-socal, sedan\ **Created:** [April 2, 2021, 4:57pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829 "2021-04-02T16:57:43Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![Jws](https://leasehackr.b-cdn.net/letter_avatar/jws/32/5_5575768a8748004e209b776fc1b2916d.png) [@Jws](https://forum.leasehackr.com/u/Jws)\ **Post date:** [April 2, 2021, 4:57pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/1 "2021-04-02T16:57:43Z")
Nervous, first lease. Learned a lot of the last year reading here. Is this a decent deal for current incentives. I don’t qualify for loyalty. Year, Make, Model, and Trim: 2021 bmw 330i w/convenience package MSRP: $ 44395 Selling Price: 39,107 Monthly Payment: $ 483, includes tax Drive-Off Amount: $0 Months:36 Annual Mileage:10 MF:0.00086 Residual:58 Incentives:1500 Region:socal Leasehackr Score: Leasehackr Calculator Link: ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [April 2, 2021, 4:59pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/2 "2021-04-02T16:59:26Z")
What’s the selling price? Have you confirmed any other incentives? ---
**Author:** ![Jws](https://leasehackr.b-cdn.net/letter_avatar/jws/32/5_5575768a8748004e209b776fc1b2916d.png) [@Jws](https://forum.leasehackr.com/u/Jws)\ **Post date:** [April 2, 2021, 5:10pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/3 "2021-04-02T17:10:56Z")
39,107. No other incentive that I can find. ---
**Author:** ![ZZAutoDeals](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/zzautodeals/32/168243_2.png) [@ZZAutoDeals](https://forum.leasehackr.com/u/ZZAutoDeals)\ **Post date:** [April 2, 2021, 5:22pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/4 "2021-04-02T17:22:53Z")
12% off before incentives and buy rate for the beginning of the month? That’s pretty good for a 2021 330i. The incentives should be $1500 lease credit and $500 loyalty, so looks like you’re getting the correct incentives since you don’t qualify for loyalty. ---
**Author:** ![Kctham18](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/kctham18/32/239135_2.png) [@Kctham18](https://forum.leasehackr.com/u/Kctham18)\ **Post date:** [April 2, 2021, 5:22pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/5 "2021-04-02T17:22:59Z")
> [@Jws](#): > > MF:0.00086 That can’t be right - MF went up this month. Post the calculator if you can… ---
**Author:** ![ZZAutoDeals](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/zzautodeals/32/168243_2.png) [@ZZAutoDeals](https://forum.leasehackr.com/u/ZZAutoDeals)\ **Post date:** [April 2, 2021, 5:24pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/6 "2021-04-02T17:24:49Z")
I noticed that too. I ran the calc and got it to line up exactly, but with 0.00086 MF. OP - did they run your credit before April 1st or something to lock in last month’s program? ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [April 2, 2021, 5:25pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/7 "2021-04-02T17:25:17Z")
> [@Kctham18](#): > > That can’t be right - MF went up this month. Perhaps the “it has to sign today” is them trying to sneak it in on a backdate? ---
**Author:** ![Jws](https://leasehackr.b-cdn.net/letter_avatar/jws/32/5_5575768a8748004e209b776fc1b2916d.png) [@Jws](https://forum.leasehackr.com/u/Jws)\ **Post date:** [April 2, 2021, 5:26pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/8 "2021-04-02T17:26:42Z")
It was locked in, I could get there till today ---
**Author:** ![TheBigTuna](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/thebigtuna/32/261077_2.png) [@TheBigTuna](https://forum.leasehackr.com/u/TheBigTuna)\ **Post date:** [April 2, 2021, 5:27pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/9 "2021-04-02T17:27:26Z")
12% off and last months lower MF? Take it. ---
**Author:** ![ZZAutoDeals](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/zzautodeals/32/168243_2.png) [@ZZAutoDeals](https://forum.leasehackr.com/u/ZZAutoDeals)\ **Post date:** [April 2, 2021, 5:30pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/10 "2021-04-02T17:30:12Z")
Here is the calculator based on what you’ve provided. Lines up to the exact payment. Sounds like a good deal. > **[CALCULATOR | LEASEHACKR](https://leasehackr.com/calculator?make=BMW&miles=10000&msd=0&msrp=44395&sales_price=39107&months=36&mf=.00086&dp=0&dealer_fee=85&acq_fee=925&taxed_inc=1500&untaxed_inc=0&rebate=0&resP=58®_fee=543&sales_tax=9&demo_mileage=0&memo=&zero_driveoff=true&monthlyTax_radio=true&bmw_demo_25=true)** > > The definitive lease calculator loved by the largest car leasing community in the US. Leasehackr Calculator crowdsources lease program data and integrates brand-specific configurations such as Multiple Security Deposit (MSD), loaner residual... ---
**Author:** ![sharksfan15](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/sharksfan15/32/104097_2.png) [@sharksfan15](https://forum.leasehackr.com/u/sharksfan15)\ **Post date:** [April 2, 2021, 5:32pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/11 "2021-04-02T17:32:58Z")
Looks like @ZZAutoDeals calculator is spot on, if you take the deal I will not mention money factor to the dealer. 0 DAS $483 a month is simple enough terms. ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [April 2, 2021, 10:55pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/12 "2021-04-02T22:55:05Z")
> [@ZZAutoDeals](#): > > 12% off before incentives and buy rate for the beginning of the month? That’s pretty good for a 2021 330i. Not really, considering this is an undesirable stripper with almost no options. ---
**Author:** ![ZZAutoDeals](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/zzautodeals/32/168243_2.png) [@ZZAutoDeals](https://forum.leasehackr.com/u/ZZAutoDeals)\ **Post date:** [April 2, 2021, 11:14pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/13 "2021-04-02T23:14:10Z")
You think he can do better than 12% off before incentives and buy rate on a new 2021 330i in the beginning of the month and quarter? I don’t think so man. I agree, the $483/month _payment_ is high for a base 330i, but that’s partly because he has no loyalty or any other incentives to stack. With loyalty, Penfed, and an OL code, this would be a low-$400’s payment, which is perfectly in line with other well-negotiated 2021 330i leases, even base ones. Also, for you and I, this may be an “undesirable stripper,” but for OP, it may be the precise build he’s looking for. ---
**Author:** ![sharksfan15](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/sharksfan15/32/104097_2.png) [@sharksfan15](https://forum.leasehackr.com/u/sharksfan15)\ **Post date:** [April 2, 2021, 11:28pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/14 "2021-04-02T23:28:15Z")
> [@ZZAutoDeals](#): > > this may be an “undesirable stripper,” how about “too lightly optioned”? lol ---
**Author:** ![paranoidgarliclover](https://leasehackr.b-cdn.net/letter_avatar/paranoidgarliclover/32/5_5575768a8748004e209b776fc1b2916d.png) [@paranoidgarliclover](https://forum.leasehackr.com/u/paranoidgarliclover)\ **Post date:** [April 2, 2021, 11:33pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/15 "2021-04-02T23:33:39Z")
I also think we’re so used to seeing loaner 330i deals that, when we see a new one, sometimes the price can be kind of… surprising. ---
**Author:** ![ZZAutoDeals](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/zzautodeals/32/168243_2.png) [@ZZAutoDeals](https://forum.leasehackr.com/u/ZZAutoDeals)\ **Post date:** [April 2, 2021, 11:46pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/16 "2021-04-02T23:46:15Z")
> [@sharksfan15](#): > > “too lightly optioned” LOL that’s much better! I agree though, it is too lightly optioned for my taste. ---
**Author:** ![ZZAutoDeals](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/zzautodeals/32/168243_2.png) [@ZZAutoDeals](https://forum.leasehackr.com/u/ZZAutoDeals)\ **Post date:** [April 2, 2021, 11:47pm UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/17 "2021-04-02T23:47:25Z")
Yup, exactly. We’re also used to seeing a bunch of incentives stacked and 7x MSDs. If that was the case with this car, it would be sub-$400. ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [April 3, 2021, 12:09am UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/18 "2021-04-03T00:09:54Z")
If a base 3-series is all one can afford, don’t get a 3-series. ---
**Author:** ![Jws](https://leasehackr.b-cdn.net/letter_avatar/jws/32/5_5575768a8748004e209b776fc1b2916d.png) [@Jws](https://forum.leasehackr.com/u/Jws)\ **Post date:** [April 3, 2021, 12:28am UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/19 "2021-04-03T00:28:05Z")
That’s quite condescending. In this case it isn’t what I can afford, but what I’m stuck with to get the color (sunset). This deal beat the broker I contacted substantially. I understand that once I have loyalty, the next lease will be better. If the deal is structured poorly, I’ll take that advice, but why attack anyone for the choice of car? ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [April 3, 2021, 12:34am UTC](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829/20 "2021-04-03T00:34:32Z")
People often get very focused on the badge and lose sight of the forest through the trees. Call it “too lightly optioned” or an “undesirable stripper”, what @max_g is saying in not the most eloquent way is that this is a very poor value because of how little you actually get, even if it is about the best price you’re going to get. [Next page](https://forum.leasehackr.com/t/deal-review-have-to-sign-today-330-0-das-483-month/347829.md?page=2)