Deal check Subaru Ascent Onyx Edition

MSRP $43053
Sale price $41053
Discount $2000
Residual $27554
Term: 36/10k
They’re saying base MF which should be 0.0194
464 monthly tax in at 8.75% tax rate
5k DAS

Working this deal for my in laws, they like lower monthly payment… I told them not to put money down but it is what it is.

Thoughts? This is 2nd pencil over text

I’ll beat this deal no problem, make sure they don’t sign

I’ll text you