Deal Check/Questions - 2025 Jeep Wrangler Rubicon Gas

Need a Deal Check and have a few questions on a 2025 Jeep Wrangler Rubicon - 36 mo 10,000 mile

MSRP - $63,085
Dealer Discount - $7,138
Selling Price - $55,947

Rebates - non taxable
BC IDL Bonus Cash - $3,000
Naional Lease Cash - $1,750
Jeep Website TDM - $1,000

Doc Fee - $499
State Fees - $21
Acquisition Fee - $300
Residual - 66%
Money Factor - .00097
State Sales Tax - 6%
$0 Due at signing/out of pocket

Dealer shows a $384 monthly payment including tax - the LH Calculator shows $383, so seems like they are calculating it correctly.

Three questions -

  1. I have Affliate Rewards, but the dealership doesn’t seem very knowledgeable on how it works - small dealership in small town. I know that the dealer gets a payment from Jeep for 2% ($1,260) less a $75 fee. Any suggestions on how to educate the dealer to get this additional reduction in the price?
  2. I would like to do the SFS Single Pay to further reduce the money factor - I understand it means one payment for the full term amount. Does anyone know what the MF reduction is for a SFS Single Pay for a 36 mo lease? Dealer wasn’t very knowledgeable and I wanted to go in with the information in hand. I see very little on the internet about the rate, but looks like a reduction of .00036 per one source, but didn’t see much else.
  3. Any suggestions or tips for further reductions - target was $300 per month.

Thanks in advance

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What’s the due at sign? If it’s only first month, sign this. Looks good.

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$0 out of pocket/due at signing

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Sign it if you like the spec.

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Lots of luck. They’ll probably need to call their Jeep rep… lots of luck with that, too. Only two ways to handle rebates… (1) as a cap reduction or, (2) use them to pay ALL upfront fees including first payment, doc fee, acq fee, state fee, etc.. Any remaining balance would be used as a cap reduction.

With an MF = .00097, according to the LH Calc there is no MF discount.

thanks - does anyone have the chrysler capital/Stellantis Financial Services Standard Lease Sheet for November 2025? I understand the lease sheet indicates the amount of money factor reduction for the Single Pay option.

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But looking in the incentives section there is a general incentive of .00036 reduction in MF for one-pay leases, you have to check that before it shows the discount.

OP if you become a super supporter here you can use RateFindr and it will show you the programs and numbers.

Their deal is pretty strong so I wouldn’t try to beat them up over the discount any more (really strong if that was the first quote they gave you).

If you like the spec and the truck is local then I wouldn’t hesitate to move forward as Batistuta alluded to above.

You can try telling the sales rep that you’re good to go, but ask to speak to the sales and/or finance manager to see if they can add affiliate and do a one-pay before you finalize the numbers. Sometimes you need to walk them through it, especially if it’s a small dealer. Just keep in mind many CDJR dealers won’t do affiliate in combination with an already “good” discount.

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Thanks for the info!

Thanks for all the help on this - the dealer has agreed to utilze the Affliate Rewards, but does not understand what amount to put on the Affliate Rewards FCA US LLC – Affiliate Rewards Program Pricing & Acknowledgement Form, which requires the dealer to list out the Preferred Price on the Form. As the Selling price is much less than the Preferred Price, how does the Dealer complete that line? Has anyone that has worked with Gupton or other dealers that utilize the Affliate Rewards pricing seen the completed Form or know how they fill it out?

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