Deal Check, not signed - 2021 BMW X3 xDrive30i - $538/mo - 36/10, 2950 DAS, 7 MSDs

Found a dealer willing to do this deal but wanted a gut check from you guys if I can push for more. Currently at 10% discount pre-incentives, with base MF, and 7 MSDs. How did I do? Pull the trigger?

2021 BMW X3 xDrive 30i
MSRP: $54335
Selling Price: $48901 (10% discount)
Monthly Payment: $538
Drive-Off Amount: $2950, includes 1390 downpayment,
Months: 36
Annual Mileage: 10K
MF: 0.00086, reduced to 0.00058 with MSDs
Residual: 56%
Incentives: 1750
Region: SF Bay Area
Leasehackr Score: 8.2
Leasehackr Calculator Link: leasehackr.com/calculator?make=BMW&miles=10000&msd=7&msrp=54335&sales_price=48901&months=36&mf=0.00086&dp=1390&dealer_fee=85&acq_fee=925&taxed_inc=1750&untaxed_inc=0&rebate=0&resP=56&reg_fee=662&sales_tax=8.5&demo_mileage=0&memo=&monthlyTax_radio=true

I would remove the down-payment and pay all the fees upfront instead. IF you’re not qualify for any other incentives like recent grad or loyalty. seems ok, I’ve seen some broker advertised X3 at 11% but with broker fees and shipping, might end up being same price.

1 Like

Adjusted for $0 DAS, this is $625 a month.

You won’t do much better on an X3 than what you negotiated, but the programs are awful. A year ago no one on this forum would have countenanced that much for a moderately equipped 4-cylinder compact crossover.

2 Likes

Hmm, thanks, thats super helpful. I have a very similar offer for an Audi Q5 Premium Plus which is definitely better equipped than the X3 for almost the same MSRP (55k). But drivability and feel on the X3 wins over the Audi. Is that a better program than the BMW?

2021 Audi Q5 P+
MSRP: $55035
Selling Price: $49500 (10% discount)
Monthly Payment: $598
Drive-Off Amount: $1337, 0 down
Months: 36
Annual Mileage: 10K
MF: 0.00028, 0 MSDs
Residual: 55%
Incentives: 1100
Region: SF Bay Area
Leasehackr Score: 8.1

You are right, its a very similar offer. If you like the BMW over the Audi, get the BMW.

1 Like

I did hire @IAC for one pay lease back in April. No MSD and effective payment under $500/mo for $51k X3.

Not sure how program changed since but think there still are a room for improvement. Maybe contact him and see what he can do.

More features and/or options for the same $ is a better program IMO. But I think you can do a little better on the Audi.

For more driving pleasure, consider the SQ5.

1 Like

Oh, yeah, I would love to do an SQ5 or M40i on the X3 but those are a bit out of my budget at the moment :slight_smile:

The X3 programs are uniformly terrible so the M40i is out.

But the SQ5 might be a smaller premium over your X3 30i deal than you may have presumed.

2 Likes

ok, I’ll ask the same dealer to price out an SQ5. thanks for the advice.

Search the forum. That should reveal your target

The chances of one dealer being very competitive right off the bat are pretty low.