Deal check: Mazda CX-30 Select 12/24 FWD Black

Hi,
I’ve got this offer from a dealer in NorCal

12k/24mo
$25,000 MSRP
$22,416 selling price
$-1,500 loyalty rebate
$20,916 adjusted price
MF = .00097
Res = $20,364 (71%)? (here is where we have a problem, since the dealer has told me the $ value, and I know from edmunds that is 71%).
$2,400 DAS
$181/month with $2,400 DAS

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