# Deal Check/General Advice **URL:** \ **Category:** Ask the Hackrs\ **Tags:** suv, il\ **Created:** [July 13, 2024, 5:06pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371 "2024-07-13T17:06:04Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![Mark86](https://leasehackr.b-cdn.net/letter_avatar/mark86/32/5_5575768a8748004e209b776fc1b2916d.png) [@Mark86](https://forum.leasehackr.com/u/Mark86)\ **Post date:** [July 13, 2024, 5:06pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/1 "2024-07-13T17:06:04Z")
Hi, My current lease expires end of next month, so I am looking for a new car. My budget is within the $300 range pre-tax total. I do live in a Chicago suburb, unfortunately, so tax is high. So far, I’ve only gone to one dealership, Subaru, and got a quote for a '24 Solterra Premium at $2500 down and $249/monthly for 36 months, with a total cost of around $318. I’ve attached the quote below. I was really interested in the Limited trim, but they didn’t have any in stock. They did have a number of Tourings he said would be about $390/month with $2000 down, but he seemed willing to negotiate on that price. I imagine they’ve been sitting on the lot for a while. Since these deals change monthly, I figured I would start my search next month. I plan on visiting Hyundai, Kia, Nissan, and any others that may offer a competitive lease deal. I am looking for an EV only, with my eye on the Ioniq 5/6, EV6, Ariya, etc. I am new to this forum and leasing in general (my current lease was handled by my brother-in-law). I would appreciate any help you can provide. [image.pdf](https://forum.leasehackr.com/uploads/short-url/424dPiYV0rMVFAY1ZcHlNVyqMpE.pdf) (150.7 KB) ---
**Author:** ![gohawks23](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/gohawks23/32/191452_2.png) [@gohawks23](https://forum.leasehackr.com/u/gohawks23)\ **Post date:** [July 13, 2024, 5:09pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/2 "2024-07-13T17:09:43Z")
> [@Mark86](#): > > new to this forum and leasing in general Go to Wiki and read read read and learn how to use the calc. ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [July 13, 2024, 5:14pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/3 "2024-07-13T17:14:43Z")
> [@Mark86](#): > > I plan on visiting Hyundai, Kia, Nissan, and any others that may offer a competitive lease deal No reason to visit anybody. Keep checking #Marketplace for east coast and make those discount levels your benchmark. Adjust for local taxes and any changes in RV, MF and rebates in the calculator. Make offers remotely. Get comfortable with rejection. 9 of 10 will reject your offer that’s the point. Your goal is to find the 90th percentile deal if you’re willing to make the effort. Or hire a broker from the #Marketplace ---
**Author:** ![trism](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/trism/32/26973_2.png) [@trism](https://forum.leasehackr.com/u/trism)\ **Post date:** [July 13, 2024, 5:14pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/4 "2024-07-13T17:14:49Z")
For most people it takes time to learn how to do this proficiently when starting from the beginning, and I’m sure you’re up to the task. First fork in the road is to decide if you’d rather put in the time, or hire a broker to do this for you. They’re both valid paths. If you haven’t already, start by browsing [Marketplace](https://forum.leasehackr.com/c/marketplace/7) to see what’s possible, and some of the questions will begin to answer themselves. Constructively, the very last way to do this is where you started > [@Mark86](#): > > got a quote but as they say, the longest journey starts with the first step. This may also be helpful: > [@READ ME FIRST: Getting Started With Leasehackr Forum](https://forum.leasehackr.com/t/read-me-first-getting-started-with-leasehackr-forum/92405): > > Leasehackr is an online community dedicated to car leasing and saving money on all things automotive. You’ll find a wealth of knowledge here to help you score a good deal, whether you are leasing or buying. Here’s how to get the most out of Leasehackr. Getting Started To create a topic, new members must read a minimum number of posts. Please browse the forum and familiarize yourself with the basics of car leasing. (See [Leasing 101 articles](https://leasehackr.com/blog?category=Leasing%20101) and the [Wiki section](https://forum.leasehackr.com/c/faq).) Have a question? [Search](https://forum.leasehackr.com/search) to … > **[EDITORIAL | Leasehackr](https://leasehackr.com/blog?category=Leasing%20101)** > > Collection of expert knowledge on car leasing. > **[How To Calculate Lease Payments By Hand — Leasehackr](https://leasehackr.com/blog/2016/4/17/how-to-calculate-lease-payments-by-hand?rq=by%20hand)** > > What is a money factor anyway? Welcome. ---
**Author:** ![Mark86](https://leasehackr.b-cdn.net/letter_avatar/mark86/32/5_5575768a8748004e209b776fc1b2916d.png) [@Mark86](https://forum.leasehackr.com/u/Mark86)\ **Post date:** [July 13, 2024, 6:35pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/5 "2024-07-13T18:35:52Z")
> [@max\_g](#): > > Keep checking #Marketplace for east coast and make those discount levels your benchmark. I’m in the midwest, and I’m only seeing current deals for Porsche and Volvo, unless I’m missing something. > [@max\_g](#): > > Or hire a broker from the #Marketplace Any suggestions in my area? ---
**Author:** ![forbs](https://leasehackr.b-cdn.net/letter_avatar/forbs/32/5_5575768a8748004e209b776fc1b2916d.png) [@forbs](https://forum.leasehackr.com/u/forbs)\ **Post date:** [July 13, 2024, 6:41pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/6 "2024-07-13T18:41:14Z")
The Hyundai Ioniq 5 is pretty cheap for the SE (Bottom Trim) And the Ariya Evolve+ (Mid Trim) comes with EVERYTHING but leather. (MoonRoof, 360, digital mirror) for a low price on a 18m lease. ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [July 13, 2024, 7:23pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/7 "2024-07-13T19:23:12Z")
> [@Mark86](#): > > Any suggestions in my area They dont need to be in your area ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [July 13, 2024, 8:29pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/8 "2024-07-13T20:29:13Z")
> [@Mark86](#): > > I’m in the midwest, and I’m only seeing current deals for Porsche and Volvo, unless I’m missing something. Use the information to construct your own deal or ship from the east coast #Marketplace ---
**Author:** ![Mark86](https://leasehackr.b-cdn.net/letter_avatar/mark86/32/5_5575768a8748004e209b776fc1b2916d.png) [@Mark86](https://forum.leasehackr.com/u/Mark86)\ **Post date:** [July 13, 2024, 8:31pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/9 "2024-07-13T20:31:19Z")
So you’re saying I could get a broker to find a deal from a dealership out of state, pay the broker a fee, pay to have it shipped, and still get a better deal than I would locally? And how would I return it at the end of the lease term? I ship it back? ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [July 13, 2024, 8:32pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/10 "2024-07-13T20:32:25Z")
Absolutely… and youd return it to any dealer of that brand. Doesn’t have to go back to the originating dealer. ---
**Author:** ![Mark86](https://leasehackr.b-cdn.net/letter_avatar/mark86/32/5_5575768a8748004e209b776fc1b2916d.png) [@Mark86](https://forum.leasehackr.com/u/Mark86)\ **Post date:** [July 13, 2024, 8:40pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/11 "2024-07-13T20:40:24Z")
I guess I’ll look into it, but I want to start off with the dealers in my area. The Subaru deal didn’t seem to be that bad. The RV and MF matched the calculator. Any comment on that deal? ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [July 13, 2024, 9:25pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/12 "2024-07-13T21:25:29Z")
> [@Mark86](#): > > The Subaru deal didn’t seem to be that bad Relative to what? What was your benchmark? ---
**Author:** ![hiteshk](https://leasehackr.b-cdn.net/letter_avatar/hiteshk/32/5_5575768a8748004e209b776fc1b2916d.png) [@hiteshk](https://forum.leasehackr.com/u/hiteshk)\ **Post date:** [July 15, 2024, 6:17pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/13 "2024-07-15T18:17:23Z")
I am looking for one as well. ---
**Author:** ![Mark86](https://leasehackr.b-cdn.net/letter_avatar/mark86/32/5_5575768a8748004e209b776fc1b2916d.png) [@Mark86](https://forum.leasehackr.com/u/Mark86)\ **Post date:** [July 15, 2024, 8:20pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/14 "2024-07-15T20:20:29Z")
Relative to the deal offered by the factory, which is $329/month. It is one of the cheaper lease deals out there for EV’s. ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [July 15, 2024, 8:34pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/15 "2024-07-15T20:34:16Z")
> [@Mark86](#): > > Relative to the deal offered by the factory TBH that means nothing. ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [July 16, 2024, 1:31am UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/17 "2024-07-16T01:31:05Z")
> [@Mark86](#): > > So far, I’ve only gone to one dealership, Subaru, and got a quote for a '24 Solterra Premium at $2500 down and $249/monthly for 36 months, with a total cost of around $318. I’ve attached the quote below. Your attached quote here is most certainly not $249/mo… It’s $440/mo when all is said and done. ---
**Author:** ![Mark86](https://leasehackr.b-cdn.net/letter_avatar/mark86/32/5_5575768a8748004e209b776fc1b2916d.png) [@Mark86](https://forum.leasehackr.com/u/Mark86)\ **Post date:** [July 20, 2024, 4:36pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/18 "2024-07-20T16:36:27Z")
He said it was going to be $375/month, and it’s even stated in the quote. Where are you getting that figure? ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [July 20, 2024, 4:44pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/19 "2024-07-20T16:44:36Z")
> [@Mark86](#): > > Where are you getting that figure? Its only $375/mo because youre pre-paying the other $60/mo with your due at signing. ---
**Author:** ![Mark86](https://leasehackr.b-cdn.net/letter_avatar/mark86/32/5_5575768a8748004e209b776fc1b2916d.png) [@Mark86](https://forum.leasehackr.com/u/Mark86)\ **Post date:** [July 20, 2024, 5:01pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/20 "2024-07-20T17:01:06Z")
I don’t follow your math. This is what I’ve been doing. Let me know what I’m missing. 249 \* 36 = $8964 8964 + 2500 = $11464 11464 + 1910 = $13374 13374 / 36 = $372 I’m getting roughly $372/month. ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [July 20, 2024, 5:10pm UTC](https://forum.leasehackr.com/t/deal-check-general-advice/576371/21 "2024-07-20T17:10:34Z")
> [@Mark86](#): > > I don’t follow your math The offer sheet you attached is $375.80/mo with $2500 due at signing. [Next page](https://forum.leasehackr.com/t/deal-check-general-advice/576371.md?page=2)