Contra Costa County
Lease check pls.
I want to ensure I have captured rebates and loyalty credits, and overall deal check
MSRP $59895. Residual 59%
12% discount $52707
Adjusterd Cap Cost $51383
$1500 Loyalty
$1250 Lease credit
$1200 cash in from me ( down payment but really to cover neg equity on trade in)
Was .00189 which i would not do. 637 FICO on Auto Exp 8. Unfortunately. and didn’t want to put multiple deposits. The net difference wasn’t that much over life of lease. I had a 4 year old 340i that has a major Service, Brakes and 4 Tires coming in next 10-15 months so that looming outlay of cash came into play in my decision.
Gotcha, if that is beat rate for your credit tier then 12% seems solid. Maybe somebody else can say iF MF is marked up even for your score, not sure how it works.
Seems really high. I got a loaner late last year 36/12 terms with 3k negative equity rolled in for 463 a month with them paying my first payment…I see the incentives have changed since then but feel you could do better especially as the new 4 series will be out soon. Have you considered looking for a loaner?
How much is it, and what does it cover? It’s a personal choice. Some folks swear by it, some think it’s useless.
How rough are you with your cars? Will you spend more or less than that to fix things beyond normal wear/tear?
You’ll need to take all that into consideration and decide.
not rough at all. I think after 36 months I’d come in under 25000 miles. The only thing would be tires and maybe brakes close to end of life, but to me that is normal wear and tear. I can afford tires, brakes would suck but the net cost of the pre paid plan is cash out the door. That definition of normal wear and tear is where the money is made I’d imagine.