Doing my research but still fairly new to this, unexpectedly need to lease a car earlier than I wanted to - need a deal gut check on an Audi Q5 2022 45 S Line Premium Plus in the Los Angeles area.
Also, about 1/3 of the total lease cost (almost $9K) is rent charge bc of the insane MF. If you can get a decent auto rate, you are better off financing.
Did you get RV bump for Audicare with Costco? You definitely need to negotiate a higher discount. Some brokers here advertise 10%+ discounts on the Q5. Did you check with @DonnyAudi ? He had one Q5 that was supposed to be close to the 1% of MSRP payment mark.
I think Audi is offering 2.99% on these for 72 months if you finance. Go for a little more discount and check for any incentives. You’ll save on the bank fee upfront and disposition fee at end.
You can likely end up at the same payment and be able to sell after 3 years for at least the balance of the note. Predicting the market 3 years from now is near impossible though. That’a the gamble I guess.