Deal Check - 23 Audi Premium Plus $113,570 $810 month with $2k down

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Wondering about this deal.
$113,570 MSRP
$102,213 Selling Price
$29,500 Rebate
$213 Gov Fee
$150 Doc
Tax Credit so $1075 taxes

Here is the kicker:
They are adding Diamond Ceramic Package $1595 and Permaplate $999

$810 month with $2k down or $905 month $0 down.
RV 62% MF .00380 (Texas )

Are Diamond Ceramic Package $1595 and Permaplate $999 optional?
MF seems high.

Thoughts?

So 7.4% effective?

What model is this?

Of course they are. If the dealer is not willing to budge, either ask for a bigger discount or move onto another dealer.

whats the car? etron gt?
I think the base MF is .0037. And yeah - that stuff is optional. They will of course say they can’t remove it or that its already installed or something but be firm

If it’s “already on the car” maybe offer 50% on the 2 dealer adds. That way they cover their cost plus some.

Getting into the weeds with the sales rep about the add-on’s is a waste of time.

Calculate your target deal based on that MSRP, then make the dealer an offer. Let them decide if/how they want to get there.