@mrs_striebs If you haven’t checked out the marketplace it may be worth a look. Relative to your Palisade numbers there are some great deals in there on what may be considered more luxurious cars. A better value, so to speak.
For example, here’s a 2026 Infinity QX80 Luxe with a $98k MSRP for $782+ taxes/fees (after MSD). No affiliation with the broker, just a random example. There are many others both above and below that price range and across many different brands. If you don’t want to waste time haggling back and forth with dealer(s), a broker can potentially save you a lot of time and provide more of a discount than you may be able to get on your own.