Hi Everyone,
Went into GMC yesterday and they gave me this deal sheet.
MF on 36 months is 0.0024 with residual 66.98
MF on 24 months is 0.00223 with residual at 72.98
Any suggestions?
Your approaching $1k a month here.
That’s how this happens. 
Please take a step back and model your own deal based on what the market’s actually doing, before talking to this or any other dealer.
To get you started: the $1,566 doc fee alone adds close to $70 a month to your payment. Does the dealer discount (MSRP - selling price) make up for this?
Use the GMC inventory search to help you and secondly, you’ll have to get out of FL to get a deal.
If it helps, I just did a 2025 3x truck retired CTP for $805 with first month payment due, 24/10k, $109,910 MSRP.
What dealership and where?
Michigan. There was a 3x with the larger battery pack at a GMC dealership in Saginaw that could probably be had for close to $900 depending on what you qualify for. I just didn’t want to pay the premium for the larger pack, and mine came with a hard tonneau cover. I think it has the transparent panels, too, which I also didn’t really think was worth the extra $. I’ll take the panels off if I want to see the sky.
Don’t bother with South FL dealers.
seriously you’re better off extending your search. build your target deal and start working further north. I’d recommend even trying Rivard in tampa
What the @theduke said . I know a lot of the signed deals here are one pays and from September, but they are getting much larger discounts. Not experienced enough to know if one-pays and increased discounts are related, but I would expect larger than 6-7% discount on a loaner. Put together a reasonable offer and present them to dealers, not the other way around. Good luck with the search!