Hey guys Texas lease deal here. looking for feedback on this. Ignore the trade number. The one thing I’m checking on with the dealer is to itemize the $3,059 DAS - looks like they are burying a down payment and my intent is to do zero down. Residual 52% MF 0.00220. [Screenshot 2026-05-29 at 8.51…

Your sales tax will be vastly different without a trade. Do your best estimate at the calculator. They are definitely burying incentives in the sales price.

Just eyeballing it looks like $3059 = 2477 + all the line items below that with the obv exception of trade Payoff. Have you looked at the calculators @IAC has on his thread in the marketplace as a reference point for your deal and as a check to gauge your current offer?

Thx. Gotcha on the trade/tax, I’m working a bit more on the trade value. What type incentives might be buried in sale price?

Thanks good idea. here’s the calc [image]

Why are you doing 36? 39 is the superior term on the X5 as the residual is the same. Rate’s also marked up btw.

it’s 39. What are you seeing on the rate mark up?

His quote sheet says 39 and I guess he inputted in the calc wrong.

corrected calc. good catch [image]

In order to see the base rate mf, rv, and incentives on a vehicle you can either pay to be a super supporter here and pull it up in the Ratefinder section of the calculator or go over to the appropriate forum on Edmunds and request the info for your zip. Just hit the “Share Calc” link instead of a …

Deal Check: 2026 BMW X5 26XG xDrive40i

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gohawks23 May 30, 2026, 5:29pm 18

Go thru this…MF/RV/programs available thru Super Supporter here or go to Edmunds lease forums for year/make/model.