# Deal Check 2026 BMW i5 loaner **URL:** \ **Category:** Ask the Hackrs\ **Tags:** sedan, bmw, ev, co\ **Created:** [October 14, 2026, 6:59am UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174 "2026-10-14T06:59:46Z")\ **Posts on this page:** 16\ **Page:** 1
**Author:** ![Pochaccoblue](https://leasehackr.b-cdn.net/letter_avatar/pochaccoblue/32/5_5575768a8748004e209b776fc1b2916d.png) [@Pochaccoblue](https://forum.leasehackr.com/u/Pochaccoblue)\ **Post date:** [October 14, 2026, 6:59am UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/1 "2026-10-14T06:59:46Z")
Thoughts on this deal? It’s a dealer loaner with almost 5000 miles. It has the Premium package, Front Heated & Ventilated seats, rear heated seats, professional package, etc. I did some research and asked for at least 15% off MSRP. ![Screenshot_20261013_134802_Adobe Acrobat](https://leasehackr-assets.b-cdn.net/original/4X/e/8/c/e8ca4ebcc62f5b56cfdac744930fe2dd8d7c746a.jpeg) ---
**Author:** ![LAK1ngs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/lak1ngs/32/66360_2.png) [@LAK1ngs](https://forum.leasehackr.com/u/LAK1ngs)\ **Post date:** [October 14, 2026, 7:55am UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/2 "2026-10-14T07:55:03Z")
Throw numbers into a calculator for better overall assessment. Are you getting buy rate? Any adds? What rebates do you qualify for: loyalty/corp, grad, etc? You should have started at 20% plus off but since you started at 15, try to dig in and ask for buy rate. Tell them you’ll sign **today** if they agree. ---
**Author:** ![Pochaccoblue](https://leasehackr.b-cdn.net/letter_avatar/pochaccoblue/32/5_5575768a8748004e209b776fc1b2916d.png) [@Pochaccoblue](https://forum.leasehackr.com/u/Pochaccoblue)\ **Post date:** [October 14, 2026, 8:13am UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/3 "2026-10-14T08:13:42Z")
I had started negotiating with an i4 and this came after. They just ran with my original ask for the i4. I had done some research and saw 11-12% is the norm off but now I regret it. I threw it in the calculator and it’s saying 9.9 years. Should I ask for an additional $3000 off (20% off MSRP) or higher? I’ll sign ASAP if they cave. I have BMW Corporate Group Program ---
**Author:** ![LAK1ngs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/lak1ngs/32/66360_2.png) [@LAK1ngs](https://forum.leasehackr.com/u/LAK1ngs)\ **Post date:** [October 14, 2026, 8:30am UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/4 "2026-10-14T08:30:21Z")
11-12% is the “norm” for the new cars, loaners should be discounted deeper. Tell them this payment exceeds your budget but you’ll do it at $XXX today - emphasis on you being ready, willing and able to do it ASAP on your terms. Also see if they are willing to do MSDs as those typically save about 10% off the payment on the i5s which amounts to 12-13% annualized savings (need to confirm as I do not know this months program on a 26 i5 - again, having calculator would be helpful). Look up Multiple Security Deposits if not familiar with MSDs. ---
**Author:** ![Pochaccoblue](https://leasehackr.b-cdn.net/letter_avatar/pochaccoblue/32/5_5575768a8748004e209b776fc1b2916d.png) [@Pochaccoblue](https://forum.leasehackr.com/u/Pochaccoblue)\ **Post date:** [October 14, 2026, 4:14pm UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/5 "2026-10-14T16:14:11Z")
Ok just got them to shave off another $1500 and install brand new tires. New payment would be $645 all in sign and drive. Calculator says 10.3 years. I just might pull the trigger. Thoughts? ---
**Author:** ![mani\_is\_kool](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mani_is_kool/32/11116_2.png) [@mani\_is\_kool](https://forum.leasehackr.com/u/mani_is_kool)\ **Post date:** [October 14, 2026, 6:45pm UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/6 "2026-10-14T18:45:51Z")
Have you checked the outcome with MSD’s like LAK1ngs suggested? If the savings are worth it, do them. ---
**Author:** ![Pochaccoblue](https://leasehackr.b-cdn.net/letter_avatar/pochaccoblue/32/5_5575768a8748004e209b776fc1b2916d.png) [@Pochaccoblue](https://forum.leasehackr.com/u/Pochaccoblue)\ **Post date:** [October 14, 2026, 8:36pm UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/7 "2026-10-14T20:36:14Z")
I looked it up and it’s only about a $7 a month savings per MSD. I’d rather sign and drive. ---
**Author:** ![LAK1ngs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/lak1ngs/32/66360_2.png) [@LAK1ngs](https://forum.leasehackr.com/u/LAK1ngs)\ **Post date:** [October 14, 2026, 8:41pm UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/8 "2026-10-14T20:41:05Z")
OP is clearly not willing or able to follow simple instructions as the calc is still nowhere to be found. 🫣 If each deposit saves $7 and MF permits max 10 deposits, that’s better than 10% savings monthly. Without a calculator, I am out. ---
**Author:** ![Pochaccoblue](https://leasehackr.b-cdn.net/letter_avatar/pochaccoblue/32/5_5575768a8748004e209b776fc1b2916d.png) [@Pochaccoblue](https://forum.leasehackr.com/u/Pochaccoblue)\ **Post date:** [October 14, 2026, 8:59pm UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/9 "2026-10-14T20:59:25Z")
Where have I not followed simple instructions? I literally went in to the calculator and got the information you suggested. I appreciate your help but not the attitude. ---
**Author:** ![mani\_is\_kool](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mani_is_kool/32/11116_2.png) [@mani\_is\_kool](https://forum.leasehackr.com/u/mani_is_kool)\ **Post date:** [October 14, 2026, 9:03pm UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/10 "2026-10-14T21:03:43Z")
What he means is do max msd which is 10. Which should save you $70 per month. That should give you an idea for annual saving or returns for your MSD. ---
**Author:** ![ApexHunt](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/apexhunt/32/253347_2.png) [@ApexHunt](https://forum.leasehackr.com/u/ApexHunt)\ **Post date:** [October 14, 2026, 9:11pm UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/11 "2026-10-14T21:11:34Z")
We typically ask people here to create a calculator for the deal in question and to click the “ Share Your Numbers “ button at the bottom of the calculator. It helps evaluate a deal for structure and potential savings while keeping all the numbers in one place. As hackers we get a little skeptical when you could save $2520 over the course of the lease by doing MSD’s and you reply with: I’d rather sign and drive! Seems like you could really improve the deal with MSD’s but your choosing not to for some as of yet, unknown reason. ---
**Author:** ![Pochaccoblue](https://leasehackr.b-cdn.net/letter_avatar/pochaccoblue/32/5_5575768a8748004e209b776fc1b2916d.png) [@Pochaccoblue](https://forum.leasehackr.com/u/Pochaccoblue)\ **Post date:** [October 14, 2026, 9:17pm UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/12 "2026-10-14T21:17:09Z")
I appreciate your kindness. I looked it up and with 10 MSDs it would be about a $62 a month savings coming out to about $2232 savings over the lease term for about $6000 in MSD. Again thank you for pointing out the option ---
**Author:** ![Pochaccoblue](https://leasehackr.b-cdn.net/letter_avatar/pochaccoblue/32/5_5575768a8748004e209b776fc1b2916d.png) [@Pochaccoblue](https://forum.leasehackr.com/u/Pochaccoblue)\ **Post date:** [October 14, 2026, 9:33pm UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/13 "2026-10-14T21:33:00Z")
Thank you for the explanation. I did not know about posting the link. Here it is. [Calculator](https://calculator.leasehackr.com/?make=BMW&miles=10000&msrp=79290&sales_price=64799&months=36&mf=0.0006&msd=10&dp=0&dealer_fee=0&acq_fee=925&disp_fee=495&taxed_inc=2000&untaxed_inc=3750&rebate=0&resP=53&gov_fee=7.20&sales_tax=6.75&demo_mileage=4898&memo=2026%20BMW%20i5%20xDrive40%20Sedan&tradein=0&fin_sp=79290&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&zero_driveoff=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&dealerFee_check=false&govFee_check=false&pretax_monPmt=555&lease_das=0) I’m currently in a lease with a different brand so I’m trying to minimize the out of pocket overlap. ---
**Author:** ![BlueAc](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/blueac/32/208077_2.png) [@BlueAc](https://forum.leasehackr.com/u/BlueAc)\ **Post date:** [October 14, 2026, 11:25pm UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/14 "2026-10-14T23:25:57Z")
I’d sign this before it gets sniped and ends up in the lease transfers threads. ---
**Author:** ![bb86](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bb86/32/140131_2.png) [@bb86](https://forum.leasehackr.com/u/bb86)\ **Post date:** [October 14, 2026, 11:30pm UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/15 "2026-10-14T23:30:25Z")
not enough meat on the bone ---
**Author:** ![PhillyFlyer](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/phillyflyer/32/238140_2.png) [@PhillyFlyer](https://forum.leasehackr.com/u/PhillyFlyer)\ **Post date:** [October 15, 2026, 2:07am UTC](https://forum.leasehackr.com/t/deal-check-2026-bmw-i5-loaner/786174/16 "2026-10-15T02:07:36Z")
A little kindness goes a long way.