MSRP: $51,450
Sale price: $47,450
Net Cap. Cost: $34,685.24
Due at signing: $3,500
Total Monthly: 379.34
Residual: 49%
Termination: $395
My general thought is to lease for a year-ish and then decide if I want to trade for the 2026 Nissan Leaf, or buy out the lease on the Ariya.
So questions beyond the specific deal: In the event of wanting to keep the vehicle after the lease, is there any benefit to early-buyout? My general take has been “it depends”, but I don’t have a good grasp of what it depends on…
I don’t think that’s how it’s going to work. Nissan won’t let you “pull ahead” like two years worth of payments…the recommendation would be to keep paying on the lease and when you are ready to turn in, then lease or buy a Leaf.
Some people who want to capture the $7500 GOV incentive through leasing would consider it a benefit to do an early buy out but please remember to consider looking at values of the cars with roughly the same mileage after lease terms. I just looked and these Ariyas just don’t hold their value. Now just because it’s not worth it doesn’t mean you shouldn’t; that’s up to you.
Another thing to consider is depending on your tax bracket and the price of the car ($25k or under); you may be entitled to a $4k used EV tax benefit. Used Clean Vehicle Credit | Internal Revenue Service. So you could more than likely find a similar 2023 model (IRS states has to be two years older than current year) with under 15k miles, still have warranty and could be in a better situation than leasing if you want to keep it or hypothetically trade it in. This is also going away Sept 30 of this year so just FYI.
One of things I’ve struggled with getting into the lease space: Ive seen the lease hackr score in the caculator, and I know that the longer it takes for monthly payments to reach MSRP is better - but what is a “great deal” in terms of yearly cost? What is merely good?
look at a certain car, what was it leasing for the last year? $1000?
What is it leasing now? $500? Then that’s a good deal.
Was the score 11 years a year ago and now it’s only 9.5? Well then you know the 9.5 isn’t as good as the 11, but then the 11 might suck…it’s all about the car you want.
I got my Nissan Ariya for $400/month with 3k. 6 months ago it was $200 with 3k…so even though I got an incredible deal at the time, it got even better.
