Deal Check: 2023 Mazda CX-30

Ask the Hackrs
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1

Location: Southern California

Was quoted the below from the dealership. I punched the numbers into the calculator, but the numbers don’t seem to add up to the monthly payment they calculated. They also said each security deposit is 450? Does this seem correct? Thank you!

MSRP: $37055
Selling Price: $34,536
Money Factor: .00078(With 9 deposits)
Residual: 59% @ 12k miles per year, 36 months
Down Payment: $0
Security Deposits: Maximum 9 deposits 450 each deposit 9 deposits $4,050
Payment: $358 per month (includes taxes)

Update 12/28: Calculator

Managed to whittle down the dealer to this deal. Think they’re getting end-of-year desperate. Thoughts?

2

Please post your calculator

4

Calculator

I get a payment that is $445 a month with the numbers they provided.

5

You are missing $85 doc fees and about maybe $450? registration, but their payment quoted seems low because if it’s $358 a month, your MSD should not be at $450. Do you have a deal sheet?

6

How much due at signing?

7

Update 12/28: Calculator

Managed to whittle down the dealer to this deal. Think they’re getting end-of-year desperate. Thoughts?

8

0 due at signing? It’s slightly over, but worth it. Interest rate is low so you can roll everything in. Have you shopped around using truecar?