Putting these numbers into the calculator I get a base payment of $627, but I am not sure how NY handles taxes. Is there tax on the monthly payments as well as upfront?
I don’t think you get the $15750 with the .00218 MF though. I think you get $14000 and .00218 only through CCAP.
That is a huge MF, but I guess they are giving a higher discount to make up for it. AS long as you don’t plan to buy it I guess it does not really matter.
Nah, just the 24 month programs on the 24s suck
24 is $20 more per month over the 36
With how much due at signing? Effective payments with all else equal is much higher on the 24 month programs.
If youre getting a payment only $20 apart, its most likely due to your due at signing amortizing out differently.
2,000 total
thank you $627.00 with $14,000 in incentives or the $15,750? I think I will only get the $14,000…
That was the $15750. With $14000 payment rises to $680 with only first payment down. This assumes you capitalize the NY taxes (I think). Try to stay with CCAP for the best leases.
Thank you everyone very much for all your help, so the $661.00 seems like a decent deal… They might have discounted the car a little more… They were originally $693.00 a month before negotiating…
IDL only works with lenders other than ccap and stellantis ?
Idl only works with non-incentivized 3rd party bank rates.
Just ignore it when we are talking about 4xes. The incentivized 3rd party bank rates are usually better than the standard rate ones with the idl cash added.