First of, check out Honda broker deals in the Marketplace and search for past Honda Accord deals in the Share Deals & Tips section.
Why are you even looking at a 2022 model year? Is the dealer giving you a substantial discount compared to a 2023 model? You are better off financing an Accord instead of leasing one.
As others have mentioned, the Accord is likely going to make more sense to purchase than lease.
As a first exercise, after getting several (at least 5 or 6) offers for your current vehicle:
Next find out what a reasonable APR is for an auto loan and where you can get it:
And then model an Accord purchase at MSRP and see what the payments look like by using an online car payment calculator.
You may be able to do better than MSRP (Marketplace should yield some clues), but at that point you basically have the high end of what it would cost.
NOTE: I’m not advocating paying MSRP for an Accord unless that’s what the market dictates. With an online calculator you should also subtract any prevailing discounts and any incentives that may be available before you go shopping again.
If this is accurate then you are carrying over approximately $222 per month in negative equity alone, not including interest. Probably better off just keeping what you have for now if it is mechanically sound.
I’m trying to wrap my head around how you still owe nearly double what your car is worth. I’m hoping the same mistakes aren’t going to be made again.
Was there negative equity rolled into the Acura deal? Do you have a high interest rate? Did you stretch your payments out many years, with little principle paid? Maybe a combination of several of these things?
Throwing money into the fire never stops the burn; at the end of the day you’ve made things much worse.
$8k of negative equity would be ~$220 PER MONTH (assuming a 36 mo lease) to pay for a nonexistent car. That doesn’t even include paying the bank to use their money.
I understand that, but what difference does it make…? The OP is underwater one way or another. I’m not sure why it matters if that is backed by some sob story or he/she simply made poor choices.