I have two deals and want to ask if I should take either one or potentially get a better discount. I am not leasing since there arent any lease incentives for the 2022 BMW X3 M40i and need to finance/purchase to get the $2000 penfed rebate.
The first deal is out of state (Wisconsin) 7.5% off MSRP before incentives or rebates but needs to pay 500 broker fee and $1000-1500 delivery fee, no dealer add ons, $600 doc fee, 5% sales tax
The second deal is in the state (North Carolina) 6% off MSRP before incentives or rebates, no broker fee, no delivery fee, non-negotiable $600 dealer add on (tints, PDI, detail, door edge guard, nitrogen), $699 doc fee, 4.75% sales tax
MSRP for my build is around 66k
I honestly was not expecting any discount in my state of North Carolina due to the chip shortage and was about to pull the trigger with the broker until I got an email from a sales manager near me. Do you think it’s worth it to avoid a huge delivery fee and go for the lower % discount? Or should I research more and see if I can get more discount? (I’m not sure about the current market)
Also, Penfed $2000 rebate is not stackable with a $1000 BMW college grad right? Since BMW college grad is required to finance with BMWFS and then the Penfed decreases to $500 so $2000 > $1500.
If there are any other incentives or rebates I’m missing that I may qualify for, please let me know as well!
Thank you all in advance.