# Deal Check: 2021 Custom Build X5 x40 M 36/10k MSRP$76995 First Month DAS $979 **URL:** \ **Category:** Ask the Hackrs\ **Tags:** bmw, ca, ca-norcal\ **Created:** [March 23, 2021, 7:42am UTC](https://forum.leasehackr.com/t/deal-check-2021-custom-build-x5-x40-m-36-10k-msrp-76995-first-month-das-979/344928 "2021-03-23T07:42:46Z")\ **Posts on this page:** 12\ **Page:** 1
**Author:** ![jchen109](https://leasehackr.b-cdn.net/letter_avatar/jchen109/32/5_5575768a8748004e209b776fc1b2916d.png) [@jchen109](https://forum.leasehackr.com/u/jchen109)\ **Post date:** [March 23, 2021, 7:42am UTC](https://forum.leasehackr.com/t/deal-check-2021-custom-build-x5-x40-m-36-10k-msrp-76995-first-month-das-979/344928/1 "2021-03-23T07:42:46Z")
Newbie here, really enjoyed the discussion and learnt a lot from this forum. After months of research, I finally decide to pull the trigger to get an X5 x40i. I prefer to get it custom built since I wasn’t able to locate an inventory one that matches. The current [build](https://www.bmwusa.com/build-your-own.html?series=x&tl=grp-wdpl-bcom-mix-mn-.-teas-.-.-nsc-layer#/studio/efpc6769/summary) is at MSRP $76,000. Any dealer/broker recommendation? I live in the Bay Area and currently own an X3. Couple More Questions: 1. Based on a couple of recent deals shared on this forum, seems a 12% pre-incentive discount at the buy rate would be reachable. Can I expect the same for a custom build? 2. Any must-have/don’t-waste-money option? Thanks in advance! ---
**Author:** ![RobinHood](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/robinhood/32/82525_2.png) [@RobinHood](https://forum.leasehackr.com/u/RobinHood)\ **Post date:** [March 23, 2021, 12:31pm UTC](https://forum.leasehackr.com/t/deal-check-2021-custom-build-x5-x40-m-36-10k-msrp-76995-first-month-das-979/344928/2 "2021-03-23T12:31:42Z")
I’m in the Northeast and don’t know your region well, but 12% is extremely aggressive, especially for an order. In general, BMWs have about 11.5% of markup when you combine the front and backend; anything over 11% is incredibly aggressive. That’s true for great majority of their models, and something to keep in your head. As for discount on an order, my dealer would likely take one in NY at 10 - 10.5%, and not much more. Assuming most stores will be similar to that, but crazier things have happened! Best of luck with the shopping though; you’re gonna love the X5 when she shows up! ---
**Author:** ![jchen109](https://leasehackr.b-cdn.net/letter_avatar/jchen109/32/5_5575768a8748004e209b776fc1b2916d.png) [@jchen109](https://forum.leasehackr.com/u/jchen109)\ **Post date:** [March 23, 2021, 9:41pm UTC](https://forum.leasehackr.com/t/deal-check-2021-custom-build-x5-x40-m-36-10k-msrp-76995-first-month-das-979/344928/3 "2021-03-23T21:41:30Z")
Thx for sharing your insight! ---
**Author:** ![sharksfan15](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/sharksfan15/32/104097_2.png) [@sharksfan15](https://forum.leasehackr.com/u/sharksfan15)\ **Post date:** [March 24, 2021, 2:51am UTC](https://forum.leasehackr.com/t/deal-check-2021-custom-build-x5-x40-m-36-10k-msrp-76995-first-month-das-979/344928/4 "2021-03-24T02:51:27Z")
Where did you see 12%? Brokers do post their discounts on their spreadsheets. Looking like 10% tops for California brokers at buy rate mf, not sure about custom order though. Use [https://carfindr.co/](https://carfindr.co/) to see if there are matches to your build, incentives are not great now. ---
**Author:** ![jchen109](https://leasehackr.b-cdn.net/letter_avatar/jchen109/32/5_5575768a8748004e209b776fc1b2916d.png) [@jchen109](https://forum.leasehackr.com/u/jchen109)\ **Post date:** [March 24, 2021, 5:07am UTC](https://forum.leasehackr.com/t/deal-check-2021-custom-build-x5-x40-m-36-10k-msrp-76995-first-month-das-979/344928/5 "2021-03-24T05:07:30Z")
I think I am looking at deals posted back to Q4 2020, maybe I shouldn’t be too anchored to those data points. In terms of the incentives, though it’s impossible to predict what MF and incentive would be in upcoming months, I still like to hear what’s your gauge. ---
**Author:** ![jchen109](https://leasehackr.b-cdn.net/letter_avatar/jchen109/32/5_5575768a8748004e209b776fc1b2916d.png) [@jchen109](https://forum.leasehackr.com/u/jchen109)\ **Post date:** [March 25, 2021, 12:55am UTC](https://forum.leasehackr.com/t/deal-check-2021-custom-build-x5-x40-m-36-10k-msrp-76995-first-month-das-979/344928/6 "2021-03-25T00:55:37Z")
Hello Hackers, Newbie here, looking for a X5 x40i M custom build lease. Got quotes from both local dealers and brokers on the forum. Current best offer comes from a local dealer based in Nor-Cal: MSRP: $76,995 Selling Price: $70,065.45 (9% off) 36/10k RV:54% MF:.00086 (Can be lowed via MSD) $500 Lease credit + $1000 Loyalty Would like to hear your thoughts. Cheers, wish everyone good health! > **[CALCULATOR | LEASEHACKR](https://leasehackr.com/calculator?make=BMW&miles=10000&msd=0&msrp=76995&sales_price=70065&months=36&mf=0.00086&dp=0&dealer_fee=85&acq_fee=925&taxed_inc=1500&untaxed_inc=0&rebate=0&resP=54®_fee=900&sales_tax=9.25&demo_mileage=0&memo=BMW%20x5%20x40i%20M%20custom%20build.%0A500%20lease%20cash%20%2B%201000%20loyalty&zero_driveoff=true&monthlyTax_radio=true&bmw_demo_25=true)** > > The definitive lease calculator loved by the largest car leasing community in the US. Leasehackr Calculator crowdsources lease program data and integrates brand-specific configurations such as Multiple Security Deposit (MSD), loaner residual... ---
**Author:** ![jchen109](https://leasehackr.b-cdn.net/letter_avatar/jchen109/32/5_5575768a8748004e209b776fc1b2916d.png) [@jchen109](https://forum.leasehackr.com/u/jchen109)\ **Post date:** [March 25, 2021, 1:02am UTC](https://forum.leasehackr.com/t/deal-check-2021-custom-build-x5-x40-m-36-10k-msrp-76995-first-month-das-979/344928/7 "2021-03-25T01:02:49Z")
Seems the number is a bit off in the calculator, would appreciate if someone can explain. ![X5_Lease](https://leasehackr-assets.b-cdn.net/original/3X/e/1/e169edadd7124c6a4bd4fe3ec085ad9640298d4b.png) ---
**Author:** ![john6866](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/john6866/32/21516_2.png) [@john6866](https://forum.leasehackr.com/u/john6866)\ **Post date:** [March 25, 2021, 1:08am UTC](https://forum.leasehackr.com/t/deal-check-2021-custom-build-x5-x40-m-36-10k-msrp-76995-first-month-das-979/344928/8 "2021-03-25T01:08:44Z")
I’m surprised a broker wasn’t able to get you 10% off pre incentive in CA. Same as 9% after accounting for broker fee but still surprised your best offers after reaching out to brokers has been 9%. Maybe that’s the market for X5 these days. ---
**Author:** ![Batistuta](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/batistuta/32/70364_2.png) [@Batistuta](https://forum.leasehackr.com/u/Batistuta)\ **Post date:** [March 25, 2021, 1:09am UTC](https://forum.leasehackr.com/t/deal-check-2021-custom-build-x5-x40-m-36-10k-msrp-76995-first-month-das-979/344928/9 "2021-03-25T01:09:25Z")
The quote is first month due at sign. Your calculator is $0 DAS. ---
**Author:** ![jchen109](https://leasehackr.b-cdn.net/letter_avatar/jchen109/32/5_5575768a8748004e209b776fc1b2916d.png) [@jchen109](https://forum.leasehackr.com/u/jchen109)\ **Post date:** [March 25, 2021, 1:14am UTC](https://forum.leasehackr.com/t/deal-check-2021-custom-build-x5-x40-m-36-10k-msrp-76995-first-month-das-979/344928/10 "2021-03-25T01:14:06Z")
I do get brokers offer 10% off at base MF. However after taking the broker and shipping fee into account, I found the local dealer’s offer more attractive. ---
**Author:** ![jchen109](https://leasehackr.b-cdn.net/letter_avatar/jchen109/32/5_5575768a8748004e209b776fc1b2916d.png) [@jchen109](https://forum.leasehackr.com/u/jchen109)\ **Post date:** [March 25, 2021, 1:14am UTC](https://forum.leasehackr.com/t/deal-check-2021-custom-build-x5-x40-m-36-10k-msrp-76995-first-month-das-979/344928/11 "2021-03-25T01:14:32Z")
I see, thx for pointing this out! ---
**Author:** ![system](https://leasehackr-assets.b-cdn.net/original/3X/f/7/f76e5433b417879e07ad6f0cee47e239c8f1cdd4.png) [@system](https://forum.leasehackr.com/u/system)\ **Post date:** [May 24, 2021, 1:15am UTC](https://forum.leasehackr.com/t/deal-check-2021-custom-build-x5-x40-m-36-10k-msrp-76995-first-month-das-979/344928/12 "2021-05-24T01:15:24Z")
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