Deal Check: 2020 Volvo XC40 MOM AWD

Not sure about this deal. It seems like a lot to pay for this car, especially since other manufacturers are giving bigger discounts and lower MF. They are telling me this is the best deal on this car…

2020, Volvo, XC40 MOM AWD with, pano roof, 20" wheels, heated seats, metallic paint.
MSRP: $44105 (selling price 40,577)
Monthly Payment: $537 ($585 tax)
Drive-Off Amount: $1078
Months: 36
Annual Mileage: 10000
MF: .00155
Residual: 59%
Incentives: 0 (?)
Region: Socal
Leasehackr Score: 6.7 (eeek?)
Leasehackr Calculator Link:

You need to confirm RV/MF/incentives with Edmunds. My guess is there are incentives being rolled into that discount and they’re marking up MF. Xc40s notoriously lease poorly though.

You can get an xc60 or xc90 for cheaper than that.

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Do they get credit on marking up money factor the same was if they try to get you to buy with a higher APR?

Yah, they make money off it

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Money factor is marked up… Edmunds says .00100 for the xc40 which isn’t great and the residual on the offer is correct (Edmunds)

I’m thinking the numbers will be better after January, but you never know. Surely the MF will get better?

There is surely nothing is surely :slightly_smiling_face: