Deal Check: 2020 Toyota Highlander XLE

First time leaser. Have been doing a ton of reading on this site trying to come up to speed. Looking for a 3rd row SUV. Wanted to run this offer by you guys on a 2020 Highlander XLE AWD. I’m looking to trade in a 2010 Murano LE if it makes sense. Location NY

MSRP - $43,747
36M
12K
Trade in value: $4K

Option 1
Monthly - $472
RV - $26,535
DAS - $2899 (1st Payment $472, Fees $98, Down Payment - $2127)
Dealer will cut me check for $1100 remainder of trade in

Option 2
Monthly - $440
RV - $26,535
DAS - $3999 (1st Payment $472, Fees $98, Down Payment - $3429)

What I was sent was initial discussion pricing from an acquaintance. It didn’t include the selling price. I totally understand I’ll want to know\analyze MF and selling price but from first cut does this look decent?

Need more info, tax rate sale price. Here is my go at trying to figure out the numbers assuming my MF is correct

8ish % off MSRP no incentives

i also believe the RV on the XLE is 63%

I can crush this pricing. Text me if interested. Pick up or delivery available. I’m in philly