Deal Check: 2020 Palisade SEL AWD (Fart)

Still undecided on the right car for my wife. Came across the following proposal on a Palisade SEL AWD service loaner (~800mi). The dealer is out of state (I’m in IL). They’ve estimated based on IL tax but I’d be accountable for paying Title, License, and county tax on my own. Thoughts?

  1. MSRP: $39,855
  2. Selling Price: $38,487 (is 3.5% a big enough discount on a service loaner?)
  3. Net Cap Cost: $39,880.21 (Dealer didn’t share gross cap)
  4. Incentives: $500
  5. Money Factor: .00171
  6. Residual: 62%
  7. Lease Term: 36 months
  8. Mileage: 10K
  9. Tax $1243.21 (IL - Cook County 8.25%) | Doc Fee $199 | Acquisition Fee $650

I got twice that on a new one.

2 weeks ago you posted a thread with a bigger discount on a brand new Palisade.

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