Deal Check: 2020 BMW 430i Convertible

Model: 430i Convertible
MSRP: 63k
Sale price: 54k
MF: 0.00168
RV: 61%
Loaner 1,600 miles
Monthly: $558 including tax
Due at signing: $2k

They marked the MF up to 0.00168 and I was told that that was how the dealer makes their money. I’m not sure if we’re getting all the incentives we should be getting and IF those incentives apply to loaners. BMW Loyalty ($2k-2,500), Road Home Sales Event ($1,750), and Hunger OL ($500-1,000).