Credit Rating One Pay (Acura)

[jeisensc]

@BigMouthStrikesAgain

I know someone who is interested but does not have credit. She owns her home outright. Her car outright. Doesn’t have a credit card

If she is a ghost or has a thin bureau, no. Not without a cosigner.

The Credit Thread

Every month there is at least a handful of posts here that include erroneous perceptions, opinions or information about credit. This thread is intended to address questions and facilitate discussion about credit reporting, credit scoring, and any other general credit-related matters. All credit questions, and all informed opinions and answers, are welcome. To get the thread started, here are a couple of items that come up on LH from time to time. How does my income impact my credit score? I…

I got denied a lease even though I was paying for it all upfront

I went to Mercedes today and they denied me a lease even though I was paying cash for the lease. The lease was around 19k with all the fees for 24 months. The cars msrp was $111,435. They said no MB dealer would let me lease a car worth more than 55k total because im 23 about to be 24 in 2 weeks and have not had an auto loan before. I don’t really understand why they would deny me my credit score is a 790 and I make enough money to finance the car not just lease it. Really left a bad taste in my…