I’m looking to ground my lease today. It is a 2023 Wrangler Rubicon 4xe leased with Chrysler capital. The term of the lease is on Oct 25, 2025, so I am a little under 60 days out. I reviewed my lease terms and it says that in addition to the unpaid monthly payments and $495 turn in fee I will also i…

If you have positive equity, I would trade it and have the dealer cut you a check for the trade equity. Or use it as a cap reduction (down payment) on your next car.

I don’t have positive equity. Likely the car is worth about $8k less than the RV. So I’m worried I’m going to owe that. The dealership is saying I’m within maturity so I just pay the remaining payment plus the disposition fee.

[image] snapcracklepop: The dealership is saying I’m within maturity so I just pay the remaining payment plus the disposition fee. The dealer is correct. You could pay the remaining payment and then, keep the car until Oct 25 if you’re really that concerned. Just pay the disposal fee and be d…

Cross posting here since I think you’re trying to do a customer payoff- not an early lease termination. [image] Lease Early Termination and Credit Report Buy/Finance I think the problem is your specific use of the words “terminating my lease early.” If a CCAP…

This is helpful, but nothing in my lease paperwork says I can payoff the lease early. Certainly the words 90 days don’t appear anywhere. I guess that’s what I’m worried about.

Can’t wait till tomorrow to call CCAP?

[image] snapcracklepop: nothing in my lease paperwork says I can payoff the lease early Paying off the lease is synonymous with purchasing the car. See Section 22(B) of your CCAP agreement. Because you have negative equity, I don’t advise that you terminate early whether you turn it in early …

Sorry I think we are talking past each other. I 100% agree with you and I am resigned to the idea that I would have to pay the one remaining payment and the $395 disposition fee. What I don’t understand is if I have to keep custody of the car until the end of the lease (in just under 60 days) or if …

[image] snapcracklepop: What I don’t understand is if I have to keep custody of the car until the end of the lease (in just under 60 days) or if I can give it to the dealer today. You can give it to the dealer today. You are within 90 days of maturity and so, you’re good to go. Early term doe…

[image] delta737h: You are within 90 days of maturity and so, you’re good to go. Early term does not apply. Absolutely not. Well, actually maybe not, it depends. Ccap has different contract terms depending on where the lease was initiated. Some make you liable for the difference between th…

Chrysler Capital Early Termination Guidance

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holeydonut September 1, 2025, 6:56pm 5

Cross posting here since I think you’re trying to do a customer payoff- not an early lease termination.