My comment wasn’t really to address the OPs situation, but just an experience for others that might be in the same boat as I was. I just didn’t want to create a separate thread for it.
You should wait for the move from the bank to be better. I think they also understand the problem and will find a way to benefit both sides. Wish you achieve your wishes.
Check out the Democrats new Virus stimulus bill, it proposes delaying mortgage bills and car payments for up to 360 days!
Pelosi’s 1,400-page bill would have broad implications for the financial sector. It would force lenders to grant a temporary reprieve from mortgage and car payments and credit card bills. It would order the Federal Reserve to provide loan servicers with liquidity to allow borrowers to stop paying their mortgages for up to 360 days. Public housing residents would get a temporary reprieve from paying rent, and student loan borrowers would have $10,000 of debt forgiven.
Negative consumer credit reporting would be halted. Foreclosures and evictions would be banned.
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It gets wilder! The new Stimulus Bill also considers the creation of a new cryptocurrency “Digital Dollar”!!
As the markets continue to drop and the U.S. looks to Congress for agreement on a massive stimulus package to save the economy from impacts of the coronavirus pandemic, the newest offer by House Democrats includes a very forward-looking kind of stimulus: the creation of a ‘digital dollar’ and the establishment of ‘digital dollar wallets.’ In what will send shock waves through the cryptocurrency and blockchain industry, particularly for those following central bank digital currencies around the world, this signals the U.S. is serious in establishing infrastructure for a central bank digital currency.
Stay on topic … which is car payment relief from lessors and lenders.
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Ally has a pretty seamless process for this by the looks of it. Thank you to my buddy Ryan for pointing that out. He’s on here but I cant remember his handle.
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Yes! With call volumes being up and offshore call centers being down, they all need to quickly set up online options.
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I am also looking at my Chase leases for JLR and do not see anything specific, but I also haven’t taken the time to dig in.
The payments below look ridiculous because I just got hit with MASS excise tax (that is the PPTX (personal property tax) since I think some people just spilled their coffee
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While I don’t agree with the captive requiring continued payment on a matured contract, at least in that situation you can go after them when the situation is over. Ideal? no. With an unprecedented situation right now where nobody knows what to do because there is no playbook for something like this, and dealerships being closed, leaving nowhere to dispose of the car, I can somewhat understand the bank’s position on the matter, along with their on-the-fly attempt at coming to a solution in the interim, with no precedent to back it up. That particular bank was a 3rd party bank also, so I’d assume a traditional captive may handle things differently.
I can’t wrap my head around someone calling up BMW and just asking to return a car with no penalty 1 year early just because, and then giving BMW the finger because they wouldn’t agree to a stupid idea in the first place. Now, maybe I’d understand a little more if he lost a job and had no income to pay for the car (and to be fair, he didn’t indicate if this was the case or not). However, just calling up a bank and asking to walk away from a contract to try and rid himself of a car, and expecting a “yes” takes some balls.
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might Wanna delete the “payments due” before this discussion derails into what you’re paying
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x2…First thing I thought when I saw that.
I might even go as far as deleting the whole post and reposting it with a new screenshot since you can see edits.
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x3… I already gave it an 
.
Made me appreciate I went with my MB over the RRS even though they don’t quite compare.
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LOL I’ve put my payments into the trophy garage.
They look inflated because I just got hit with MA excise tax. Thats the PPT (personal property tax) and its added to the base payment for this month.
I know (or guessed) but not everyone does … nor will they see the subsequent clarification
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Ugh the dreaded excise tax…Audi didn’t hit me with it yet for April but I know its coming…
Its terrible, ain’t it!? With your excise tax payment, they should give you wheel and tire insurance because the roads are still horrible 
I pay it back interest free over the course of the year and add it to my monthly.
Talk about unfair, the luxury cars pay so much more excise tax to use the same crappy roads as the less expensive cars do. I could never wrap my head around that one.
To steer somewhat back on topic, we should call up our respective towns and say we’re only paying a flat rate fee and walk our separate ways.
Shoot me the invoice for your keyboard repair in case my post made you spit your 
out all over it
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Just cover my excise and we’ll call it even. I think it’s coming next month
Call me mr. obvious, but it looks like people are leveraging a bad situation for their own benefit. How do these people handle this situation if they just lose their job when there’s no worldwide emergency going on? Taking anger at BMW because they won’t (and probably can’t) allow such measures on a case by case basis just doesn’t make sense.
Are people purchasing luxury cars (or just cars in general) while having no emergency fund in place? Oh that’s right, 75% of Americans live paycheck to paycheck. So they’re basically screwing themselves over and then blame companies for not acting “fairly”.
You signed the contract, did it seem like an unfair contract at the time of signing? Was there a provision in the contract saying that during financial hardship you can just turn in your car and walk away as you please?
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